EP 13 - Financial Planning for Senior Care: Real Costs, Real Decisions, Real Solutions
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Senior care isn't cheap—and it's also not optional. In this episode, Stella breaks down the real costs of senior care in Central Texas, the financial mistakes that families make most often, and a practical framework for budgeting and finding actual value in care decisions.
Learn what assisted living, memory care, and skilled nursing actually cost, how to plan financially for 5-10 years of care, and what to look for beyond just the price tag. Stella also shares her personal experience managing her mother's care at home—what it costs, what it demands, and why quality is about presence, not just facilities.
Whether you're planning ahead or navigating care decisions right now, this episode gives you the numbers and the tools to make decisions that work for YOUR family without panic.
Topics covered:
- Real costs of senior care in Austin, Travis, Williamson, Hays, and Bastrop counties
- Three major financial mistakes families make
- How to budget for senior care
- Understanding Medicare and Medicaid for long-term care planning
- Finding value vs. just finding cheap
- The hidden costs of home care
- Financial planning framework for 5-10 year care timelines
Navigating Senior Care with Stella is for families making senior living decisions in Central Texas.
Bilingual (English/Spanish).
24/7 support.
Visit: stellawilliamstx.com | tourseniorliving.org
Tags/Keywords: senior care, financial planning, elder care, assisted living, memory care, skilled nursing, caregiving, Austin, Central Texas, podcast, health care planning, long-term care, family caregiving