Are you truly protected—or just hoping nothing goes wrong in your child care business? When it comes to insurance, what you don't know can cost you everything.

In this episode of the Ask Brian and Carol series, Brian and Carol Duprey tackle a critical question from a listener: what insurance is essential, and how do rising insurance costs impact your bottom line? Tune in as they break down the must-have coverages every child care owner should understand—from liability and abuse coverage to EPLI, workers' comp, and more—along with practical rules of thumb to help you evaluate your current policies.

Listen in as they share real-life stories and lessons learned the hard way, including costly claims, unexpected incidents, and the types of coverage many owners assume they have—but don't. They also explain how the right policies can protect your business, your team, and your financial future, while the wrong gaps can leave you exposed to devastating risk.

Join us for this eye-opening conversation and walk away with a clearer understanding of how to safeguard your center. And don't forget—if you have a question you'd like answered on the show, you can submit it by emailing brian@childcaregenius.com and request to remain anonymous. Your question might be featured in an upcoming episode!

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