Real talk about real life! A couple of hard working middle class people talking about not only the housing and financial markets but personal finance and living middle class. Plenty of laughs- and you might even learn something along the way from our own experiences, struggles and accomplishments. And as usual, lots of laughs and rabbit holes along the way. This episode- updates on student loans, mortgages, the Fed rate, and the Tennessee Works Tax Act starting August 1st. Also, inflation, recession, are YOU being smart with your money? Are you budgeting? We need to save money where we can and we have lots of personal ideas and stories to share. We're solving the world's problems as usual, that's us :)

Daphne Tapp is a senior mortgage loan originator in Tennessee, who not only loves to help people buy homes but also has a passion for educating people in all aspects of finance- business and personal.  Dave is a legend in middle Tennessee as radio personality Freaky Dave from the Freak Show in the Mornings on 98.5 KISS FM.   No subject is too big or small for these two!

Questions?  Topics you'd like to hear about? Need some mortgage or financial help?   Daphne Tapp- (931) 267-9005

Real talk about real life! A couple of hard working middle class people talking about not only the housing and financial markets but personal finance and living middle class. Plenty of laughs- and you might even learn something along the way from our own experiences, struggles and accomplishments. And as usual, lots of laughs and rabbit holes along the way. This episode- updates on student loans, the Fed rate, and the Tennessee Works Tax Act starting August 1st. And Dave bought a new (to him) car! Also, inflation, recession, are YOU being smart with your money? Are you budgeting? We need to save money where we can and we have lots of personal ideas and stories to share. We're solving the world's problems as usual, that's us :)

Daphne Tapp is a senior mortgage loan originator in Tennessee, who not only loves to help people buy homes but also has a passion for educating people in all aspects of finance- business and personal.  Dave is a legend in middle Tennessee as radio personality Freaky Dave from the Freak Show in the Mornings on 98.5 KISS FM.   No subject is too big or small for these two!

Questions?  Topics you'd like to hear about? Need some mortgage or financial help?   Daphne Tapp- (931) 267-9005

Real talk about real life! A couple of hard working middle class people talking about not only the housing and financial markets but personal finance and living middle class. Plenty of laughs- and you might even learn something along the way from our own experiences, struggles and accomplishments. And as usual, lots of laughs and rabbit holes along the way. This episode- this world of ours is a mess guys. We're talking about the state of our country. The importance of voting. Real talk today for sure. The new Loan Level Price Adjustments in the mortgage world- everyone has been talking about it, here's what it means. The Tennessee Tax Works Act has been passed- no tax on groceries starting at the end of the summer and lasting 3 months. Inflation, recession, people are facing choices that are not good choices :( Are YOU being smart with your money? Are you budgeting? We need to save money where we can and we have lots of personal ideas and stories to share. Grocery shopping, car payments, dealing with hard times, being there for people, we're solving the world's problems as usual, that's us :)

Daphne Tapp is a senior mortgage loan originator in Tennessee, who not only loves to help people buy homes but also has a passion for educating people in all aspects of finance- business and personal.  Dave is a legend in middle Tennessee as radio personality Freaky Dave from the Freak Show in the Mornings on 98.5 KISS FM.   No subject is too big or small for these two!

Questions?  Topics you'd like to hear about? Need some mortgage help?   Daphne Tapp- (931) 267-9005

Real talk about real life! A couple of hard working middle class people talking about not only the housing and financial markets but personal finance and living middle class. Plenty of laughs- and you might even learn something along the way from our own experiences, struggles and accomplishments. And as usual, lots of laughs and rabbit holes along the way. This episode- real talk today for sure- are you having problems paying your bills? Well you're not alone, delinquencies are on the rise everywhere. Are you being smart with your money? Are you budgeting? We need to save money where we can and we have lots of personal ideas and stories to share. Grocery shopping, car payments, dealing with hard times, being there for people, we're solving the world's problems as usual, that's us :)

Daphne Tapp is a senior mortgage loan originator in Tennessee, who not only loves to help people buy homes but also has a passion for educating people in all aspects of finance- business and personal.  Dave is a legend in middle Tennessee as radio personality Freaky Dave from the Freak Show in the Mornings on 98.5 KISS FM.   No subject is too big or small for these two!

Questions?  Topics you'd like to hear about? Need some mortgage help?   Daphne Tapp- (931) 267-9005

Real talk about real life! A couple of hard working middle class people talking about not only the housing and financial markets but personal finance and living middle class. Plenty of laughs- and you might even learn something along the way from our own experiences, struggles and accomplishments. And as usual, lots of laughs and rabbit holes along the way. This episode- its tax time! Warnings and tips. Banks shutting down- is there a need to panic?? Also- our PSA on mental health and taking care of ourselves. This weeks takeaway- be kind to one another!! It might change someone's day or life.

Daphne Tapp is a senior mortgage loan originator in Tennessee, who not only loves to help people buy homes but also has a passion for educating people in all aspects of finance- business and personal.  Dave is a legend in middle Tennessee as radio personality Freaky Dave from the Freak Show in the Mornings on 98.5 KISS FM.   No subject is too big or small for these two!

Questions?  Topics you'd like to hear about? Need some mortgage help?   Daphne Tapp- (931) 267-9005

Real, down to earth, financial talk.  We're no longer being governed by FCC radio rules- so no holds barred!  We're talking about the economy and the housing market, as well as our personal finances and struggles of being the working middle class in these crazy times.  This weeks takeaway- student loans suck, inflation is high, and we dont want just a participation trophy in life- we want to win!    And as usual, lots of laughs and rabbit holes along the way.

Daphne Tapp is a senior mortgage loan originator in Tennessee, who not only loves to help people buy homes but also has a passion for educating people in all aspects of finance- business and personal.  Dave is a legend in middle Tennessee as radio personality Freaky Dave from the Freak Show in the Mornings on 98.5 KISS FM.   No subject is too big or small for these two!

Questions?  Topics you'd like to hear about? Need some mortgage help?   Daphne Tapp- (931) 267-9005

Real, down to earth, financial talk.  This episode we're catching up on world news- jobs numbers, student loan forgiveness, and tax refunds- along with Oak Island, Star Wars and Chinese spy balloons.  

Daphne Tapp is a senior mortgage loan originator in Tennessee, who not only loves to help people buy homes but also has a passion for educating people in all aspects of finance- business and personal.  Dave is a legend in middle Tennessee as radio personality Freaky Dave from the Freak Show in the Mornings on 98.5 KISS FM.   No subject is too big or small for these two!

Questions?  Topics you'd like to hear about? Need some mortgage help?   Daphne Tapp- (931) 267-9005

Real, down to earth, financial talk.  The year 2022 in retrospect!    The highlights of 2022 and what to expect in 2023.  The years lesson- "normal" is no more!  As usual featuring Freaky Dave from the Freak Show in the Mornings who makes everything fun :)

Daphne Tapp is a senior loan officer with Guaranty Mortgage Services in Tennessee.  She has been in the mortgage industry since 2005 and not only does she love helping people buy homes, but she also has a passion for educating people in all aspects of personal finances.

NMLS 186163 | GA 40589 | TN 110918 Phone: 931-267-9005 Email: Daphne.Tapp@GuarantyMortgage.com Guaranty Mortgage Services, LLC. 312 E. Broad Street, Suite B, Cookeville, TN 38501. Georgia Residential Mortgage Licensee 40589. Tennessee Residential Mortgage Licensee 112031-101. NMLS ID 795243. All rights reserved. This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. 5072 Bristol Industrial Way, Ste F, Buford, GA 30518. Corp NMLS 166160 (nmlsconsumeraccess.org). Georgia Residential Mortgage Licensee 13537. Equal Housing Lender. The opinions expressed within this page are the views of Daphne Tapp and do not necessarily reflect the views and opinions of Guaranty Mortgage Services, LLC. Offers subject to credit, underwriting, and property approval. Program and other restrictions may apply.