『Dollars&Sense Nelson Financial Planning』のカバーアート

Dollars&Sense Nelson Financial Planning

Dollars&Sense Nelson Financial Planning

著者： Joel Garris of Nelson Financial Planning
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💵 About Dollars & Sense: 💵
Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions.

💥 Make sure you subscribe so you never miss an update.

👉 Visit our website: NelsonFinancialPlanning.com for more resources and to connect with our team of Certified Financial Fiduciaries.

About Joel Garris:
Joel Garris is a Certified Financial Planner and Fiduciary at Nelson Financial Planning. He’s dedicated to providing comprehensive financial advice to help you achieve your retirement goals. With a team of expert advisors, Nelson Financial Planning is committed to delivering personalized and effective retirement and financial planning solutions.

Offering securities through Nelson Ivest Brokerage Services, Inc, Member FINRA, MSRB & SIPC. Advisory services through Nelson Advisory Services, Inc., a State of Florida registered investment advisor. Please note that these broadcasts are intended for general informational purposes only as individual situations may vary. The views expressed are those of the speaker and are subject to change at any time. Statements made should not be relied upon as a recommendation or solicitation. When discussed, past performance is no guarantee or indication of future results.Copyright Joel Garris 個人ファイナンス 個人的成功 経済学 自己啓発
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  • Don’t Panic, Plan Ahead: National Debt, Retirement Spending & Your Financial Death Box

    Don’t Panic, Plan Ahead: National Debt, Retirement Spending & Your Financial Death Box
    2026/08/31
    The U.S. national debt has crossed $40 trillion — but what does that actually mean for everyday Americans? In this episode of Dollars & Sense, Joel Garris and Zach Keister of Nelson Financial Planning break down the headlines in plain English and explain why the debt conversation is important, but not necessarily a reason to panic.

    They also discuss one of the most common retirement planning questions: How much can you really spend in retirement without running out of money? From the well-known 4% rule to more flexible retirement income strategies, Joel and Zach explain why retirement spending should be personalized, adaptable, and based on real life — not just a single percentage.

    Finally, they introduce the concept of a Financial Death Box: a centralized place to organize important documents, account information, insurance policies, passwords, and instructions for loved ones. While the name may sound intimidating, this simple planning tool can be one of the most thoughtful gifts you leave your family.

    In this episode, we discuss:
    • What America’s $40 trillion debt milestone means
    • Why debt-to-GDP matters
    • How national debt can affect interest rates, taxes, and future planning
    • The 4% rule and why retirement withdrawal rates should be flexible
    • Why many retirees may spend less as they age
    • How to organize a Financial Death Box
    • Why planning ahead can create confidence for you and your family
    Whether you’re preparing for retirement, thinking about your financial plan, or simply trying to make sense of today’s headlines, this episode offers practical perspective and actionable takeaways.



    💵 About Dollars & Sense: 💵
    Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions.

    👉 Visit our website: nelsonfinancialplanning.com for more resources and to connect with our team of Certified Financial Fiduciaries.

    About Joel Garris:
    Joel Garris is a Certified Financial Planner and Fiduciary at Nelson Financial Planning. He’s dedicated to providing comprehensive financial advice to help you achieve your retirement goals. With a team of expert advisors, Nelson Financial Planning is committed to delivering personalized and effective retirement and financial planning solutions.

    ➡️ CONNECT WITH US:
    Facebook: /NelsonFinancialPlanning
    Twitter: /nelsonfinplan
    Instagram: /nelson_financial_planning
    YouTube: @nelsonfinancialplanning2202
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    39 分
  • TikTok Financial Advice, Medicare Costs & Caregiving Tips

    TikTok Financial Advice, Medicare Costs & Caregiving Tips
    2026/08/24
    In this episode of Dollars & Sense, Joel Garris of Nelson Financial Planning discusses three important topics that can affect your financial life: knowing your income numbers, understanding the risks of financial advice on TikTok, and preparing for the responsibilities of caregiving.

    Joel begins by explaining why retirees and those over age 65 need to pay close attention to income thresholds that may affect Medicare costs and tax brackets. A relatively small difference in income may impact Medicare IRMAA surcharges, making year-end income planning especially important.

    Next, Joel reviews a recent Wall Street Journal analysis of TikTok financial advice. While some social media content can provide helpful financial education, not all advice online should be treated as financial planning. Joel explains the difference between financial education, financial entertainment, and personalized financial advice — and why investors should be cautious about stock predictions, lifestyle marketing, and short-form investment tips.

    The episode also includes practical caregiving planning tips inspired by an upcoming client webinar. Joel shares ways caregivers can reduce stress, stay organized, build a support team, review legal documents, and prepare before a crisis occurs.

    Whether you are retired, approaching retirement, helping a loved one, or simply trying to make better financial decisions, this episode offers helpful reminders about planning carefully, asking good questions, and not relying on shortcuts when it comes to your financial future.

    In This Episode
    • Why it is important to know your income numbers in retirement
    • How Medicare IRMAA surcharges may affect retirees
    • Why tax brackets and Medicare thresholds do not always line up
    • What a Wall Street Journal analysis found about financial advice on TikTok
    • The difference between financial education, entertainment, and planning
    • Why investors should be cautious about stock tips and market predictions online
    • How social media can increase financial confidence without increasing financial knowledge
    • Practical tips for caregivers and families
    • Why recordkeeping, legal documents, and beneficiary designations matter


    💵 About Dollars & Sense: 💵
    Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions.

    👉 Visit our website: nelsonfinancialplanning.com for more resources and to connect with our team of Certified Financial Fiduciaries.

    About Joel Garris:
    Joel Garris is a Certified Financial Planner and Fiduciary at Nelson Financial Planning. He’s dedicated to providing comprehensive financial advice to help you achieve your retirement goals. With a team of expert advisors, Nelson Financial Planning is committed to delivering personalized and effective retirement and financial planning solutions.

    ➡️ CONNECT WITH US:
    Facebook: /NelsonFinancialPlanning
    Twitter: /nelsonfinplan
    Instagram: /nelson_financial_planning
    YouTube: @nelsonfinancialplanning2202
    続きを読む 一部表示
    39 分
  • Market Optimism, Investor Caution & Better Money Decisions

    Market Optimism, Investor Caution & Better Money Decisions
    2026/08/17
    In this episode of Dollars & Sense, Rob Field and Joel Garris discuss how everyday financial decisions are shaped by both market conditions and personal money habits. They break down the latest market themes, including record highs, corporate earnings, interest rates, inflation, and why investors should review their portfolios even when things seem optimistic.

    Rob and Joel also explore how mindset and behavior can impact financial success—from impulse spending and emotional money decisions to simple strategies like the 24-hour rule, monthly money meetings, and creating friction before clicking “Buy Now.” Whether you are trying to stay disciplined in a changing market or build better financial habits, this conversation offers practical reminders for making thoughtful, intentional decisions with your money.

    💵 About Dollars & Sense: 💵
    Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions.

    👉 Visit our website: nelsonfinancialplanning.com for more resources and to connect with our team of Certified Financial Fiduciaries.

    About Joel Garris:
    Joel Garris is a Certified Financial Planner and Fiduciary at Nelson Financial Planning. He’s dedicated to providing comprehensive financial advice to help you achieve your retirement goals. With a team of expert advisors, Nelson Financial Planning is committed to delivering personalized and effective retirement and financial planning solutions.

    ➡️ CONNECT WITH US:
    Facebook: /NelsonFinancialPlanning
    Twitter: /nelsonfinplan
    Instagram: /nelson_financial_planning
    YouTube: @nelsonfinancialplanning2202
    続きを読む 一部表示
    39 分
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