Have you ever seen that tempting “Buy Now, Pay Later” button at checkout and thought it was harmless? In this episode, Scruffy and Romans dive deep into the world of BNPL apps like Klarna, Afterpay, and even Apple Pay Later. From DoorDash tacos on payments to gaming purchases that follow you for months, we unpack the hidden traps and psychology behind spreading payments. Whether you’re a gamer eyeing that next $90 release, or just curious about how these companies make their billions, this conversation will help you see the risks, rewards, and real costs behind “easy payments.”

Join us as we talk debt, discipline, and why sometimes the best move is just to wait.

💬 Got a question for Scruffy?

Discord: https://discordapp.com/users/303544971468865546

Website: https://www.inspireadvisors.com/financial-advisor/joey-allen

#FinanceForGamers #BuyNowPayLater #DLCPodcast

Is the gaming industry in trouble? Romans and Scruffy dive deep into the rise (and fall) of live service games, why creativity is dying in AAA studios, and how indie developers might be the last hope for innovation. From the billion-dollar success of Fortnite to the colossal failures like Concord and Suicide Squad, we break down what’s really going on in gaming—and what the future might hold. Whether you’re a hardcore gamer, a casual player, or just curious about the industry’s direction, this episode pulls no punches.

💬 Got a question for Scruffy?

Discord: https://discordapp.com/users/303544971468865546

Website: https://www.inspireadvisors.com/financial-advisor/joey-allen

#GamingIndustry #IndieGames #LiveServiceGames

In this episode of Dollars, Lifestyle & Charity, Romans and Scruffy debate the wild world of cryptocurrency, NFTs, and whether being a “crypto bro” is genius or just plain risky. From Bitcoin's rise to NFT fiascos and the future of digital assets in gaming, they explore both sides of the conversation — with laughs, real-life stories, and biblical perspective along the way.

Hosted by: Romans & Scruffy

🎮 A finance podcast for gamers.

💬 Drop your questions or crypto hot takes in the comments!

💬 Got a question for Scruffy?

Discord: https://discordapp.com/users/303544971468865546

Website: https://www.inspireadvisors.com/financial-advisor/joey-allen

#CryptoDebate #FinanceForGamers #NFTs

Do you really need a credit score to buy a house? In this episode of the DLC Podcast (Dollars, Lifestyle, and Charity), Romans and Scruffy debate the pros and cons of credit cards—convenience, perks, pitfalls, and how one of them bought a house with zero credit score. It's a friendly showdown packed with financial insight for gamers and young adults navigating real-world money questions.

💬 Got a question for Scruffy?

Discord: https://discordapp.com/users/30354497...

Website: https://www.inspireadvisors.com/finan...

#NoCreditScore #DLCPodcast #FinancialFreedom

Sales, bundles, and backlogs—oh my.

In this episode of the DLC Podcast (Dollars, Lifestyle, and Charity), Romans and Scruffy talk about the real cost of summer game sales. From Game Pass and Steam to Prime Gaming and sneaky digital deals, they break down how to stay wise with your wallet—even when that wishlist is calling.

💬 Got a question for Scruffy?

Discord: https://discordapp.com/users/30354497...

Website: https://www.inspireadvisors.com/finan...

#SummerGameSales #DLCPodcast #SmartSpending

Feeling stuck with your finances? Not sure where to begin? In this episode of the DLC Podcast (Dollars, Lifestyle, and Charity), Romans and Scruffy get real about the fear, overwhelm, and confusion that often comes with starting your financial journey. Whether you're new to budgeting, scared to check your bank account, or just want to take your next step—this one’s for you.

💬 Got a question for Scruffy?

Discord: https://discordapp.com/users/30354497...

Website: https://www.inspireadvisors.com/finan...

#FinancialJourney #DLCPodcast #FaithAndFinance

Romans and Scruffy talk about tax planning and break down some hacks that content creators can use!

🧮 Free Budgeting Tools:

Simple Budget (9 Expenses): https://docs.google.com/spreadsheets/...

Advanced Budget (20 Expenses): https://docs.google.com/spreadsheets/...

💬 Questions for Scruffy?

Discord: https://discordapp.com/users/30354497...

Website: https://www.inspireadvisors.com/finan...

In this episode Scruffy shows off his brand new Switch 2 as he and Romans dive headfirst into the buzz surounding the Nintendo Switch 2 Launch. Scruffy and Romans break down some of the new features, spec upgrades, and what makes this different from the original Switch and takle the big question: Should you Buy it?

Have a question you want to ask? Reach out to Scruffy on discord at: https://discordapp.com/users/303544971468865546

or via his website at:

https://www.inspireadvisors.com/financial-advisor/joey-allen