In one of the most relatable and inspiring conversations yet, Dr. Josh sits down with financial advisor and former college athlete Baileigh Ashbrook to explore the surprising connection between physical health, financial wellness, and the daily habits that shape both.

Baileigh opens up about life as a working mom, business owner, and former athlete who learned early on that discipline is not punishment but freedom. She reflects on the reality many adults face after sports end, when the structure disappears and routines fall apart. Together, she and Dr. Josh unpack why so many people feel ashamed to start over, why comparison holds us back, and how the smallest consistent actions can change an entire future.

More than that, Baileigh shares honest stories about building a financial life with her husband, raising three kids, navigating seasons of chaos, and learning that taking care of yourself is not selfish. It is necessary. Dr. Josh brings these lessons full circle, showing how the same principles that build financial stability build physical strength, longevity, and confidence.

This episode is about intention, patience, and the courage to start where you are. It is a reminder that you are never too late, you are never behind, and the habits you choose today can create freedom in every area of your life.