Trying to pay off debt and save for a home at the same time? It’s basically the financial version of juggling flaming torches on a tightrope over a shark tank… while budgeting. But don’t worry—Jennifer Shannon Templeton has a realistic, empowering, and slightly cheeky plan to help you make progress on both fronts without sacrificing your sanity or your snack budget.

In this episode, you’ll learn:
✅ The difference between "good debt" and "bad debt"—and which to tackle first
✅ The debt avalanche vs. snowball method (and which one actually works for you)
✅ How to balance saving for a home while paying down credit cards or loans
✅ Why an emergency fund is your financial force field
✅ What lenders look for—and how to prepare before you apply
✅ How automation and mindset can make or break your progress
✅ Real-life tips to protect your savings from lifestyle creep
✅ Why reaching out early gives you a homebuying edge

💡 Want expert help mapping your next steps?
Book your free 1-on-1 financial coaching session:
👉 homebuyingforwomen.com/coaching

If this episode gave you hope or helped you take a step forward, let us know! Like, subscribe, and share it with someone who’s trying to balance debt and dreams, too. You’re not alone—and we’ve got your back.