Citi recently sent out a survey to possible changes to the Citi Strata Premier card. We run through the details and how it changes the math for cardholders.

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We give our brutally honest review of the Robinhood Platinum Card, a new premium $695 card that is launching soon.

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Hyatt sent out a recent survey that foreshadows possible changes to its loyalty program. We discuss what this means for the future of World of Hyatt.

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Citi is changing the transfer ratio to Choice and I Prefer hotels. Chase and BILT are adding Wyndham. We discuss the significance of these changes.

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"Points farms" are hotel properties that charge way higher prices than can be justified by their service and quality but are able to get away with it because of how many people stay there on points. We discuss this phenomenon, how the economics of hotel corporate reimbursement influences point farming behavior, its impact on service recovery, and give some opinionated examples of points farms. This knowledge might totally change how you view the value of points and miles.

OMAAT article: https://onemileatatime.com/insights/hotel-points-farms/

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We break down how hotel Confirmable Suite Upgrade awards work at each of the major chain programs: Hyatt, Marriott, IHG, and Hilton. We discuss key similarities and differences among as well as the relative pros and cons of the programs. And some tips and tricks on how to earn and maximize these confirmable suite upgrades.

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We discuss the details and benefits of the Amex Business Gold card and whether it's worth getting. It turns out its value proposition is geared toward a very specific type of customer.

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We analyze Hyatt's recently announced changes to their award chart taking effect in May 2026.

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