How often should you rebalance your investment portfolio?

If you Google this question, you'll find the standard answer: quarterly or annually. But what if that advice doesn't fit YOUR situation?

In this episode, father-daughter advisor team Bill and Anastasia Taber tackle the rebalancing debate:

Questions answered:

✓ What is portfolio rebalancing and why does it matter?

✓ Why do passive investors rebalance on a calendar schedule?

✓ What does academic research say about rebalancing benefits?

✓ When should you break the quarterly rebalancing rule?

✓ How do taxes change your rebalancing strategy?

✓ Should you rebalance differently in your 401(k) vs. taxable account?

✓ What's the difference between rebalancing for passive vs. active investors?

The surprising truth: Without rebalancing, a 60/40 portfolio can drift to 80%+ stocks, creating way more risk than you intended. But rigid calendar-based rebalancing isn't the only solution. And for some investors, it's not even the best one.

Anastasia (CERTIFIED FINANCIAL PLANNER™) and Bill (40+ years managing client money) explain why they don't follow conventional rebalancing advice, share real examples of when calendar rebalancing hurts returns, and reveal the tax implications many investors miss.

Your takeaway: A clear framework for deciding how often YOU should rebalance based on your investment style, tax situation, and time horizon.

Perfect for DIY investors, those working with advisors, or anyone trying to build a smarter investment strategy.

Subscribe for behavioral finance insights and practical financial tips. New episodes every other Friday.

Bitcoin dropped from all-time highs. AI agents are making headlines. Ray Dalio is warning about a once-in-a-generation debt cycle. So what should you actually do with your money right now?

In this episode, we cut through the noise to help millennials navigate today's volatile markets. We break down what's really happening with crypto, investor sentiment, and the AI revolution, and why the fundamentals of wealth building matter more during uncertainty, not less.

Here's what we cover:

• Why investor sentiment above 70% is a historical warning sign
• Ray Dalio's Big Cycle Framework and what Stage 5 means for your money
• The AI boom: Separating what's interesting vs. what's actually actionable for your portfolio
• How to handle FOMO around AI stocks and crypto
• We end with an action plan to protect your financial future

Whether you're wondering if you should sell everything, go to cash, or YOLO into AI stocks, this episode gives you the perspective and discipline to stay the course when headlines are screaming at you to panic.

Boring works. Boring wins. And this episode explains why.

Remember to subscribe, leave a review, and share this episode with someone who could benefit. For future podcast topics, you can email us at askcreatingwealth@taberasset.com.

Related Episodes

What History Teaches Us About the Future of the U.S. Economy

Regulating Emotions During Jumpy Markets: A Re-Release

Is Investing in the Stock Market the Same as Gambling?

Why do lottery winners often end up broke within three years? Why do you suddenly face an unexpected car repair the moment you get a raise?

It's not bad luck—it's your Money Blueprint.

In this episode, we dive deep into the psychology of wealth with a breakdown of T. Harv Eker's classic book, Secrets of the Millionaire Mind. We explore the groundbreaking premise that financial success is 80% psychology and only 20% mechanics. You can know everything about stocks and real estate, but if your internal "financial thermostat" is set to "struggle," you will subconsciously sabotage your own growth.

In this episode, we cover:

• The "Financial Thermostat": Why you are subconsciously programmed to earn a specific amount of money (and how to reset it higher).
• Interest vs. Commitment: The difference between "wanting" to be rich and doing what is required.
• The 5 Wealth Files: The specific mindset shifts millennials need to make, including:
  • Victim vs. Creator: Stopping the blame game to take 100% responsibility.
  • Offense vs. Defense: Why playing "not to lose" keeps you stuck in the middle class.
  • Net Worth vs. Working Income: Why high earners often have low wealth.
• The Rewiring Process: A practical 5-step system (Awareness, Understanding, Disassociation, Declaration, Action) to uninstall your limiting beliefs.
• The 7-Day Challenge: How to use physical declarations to change your internal programming this week.