Nora Duncan and I continue our discussion from last week about fraud, scams, security and keeping yourself safe from digital threats in the real world.

Today, our focus is on giving you the tools to build your "digital fortress" - the wall around your various accounts that only you, or the most trusted people in your life, can access.

This means things like two-factor authentication, biometric identities, avoiding debit cards and checks, being careful with services like Venmo and Zelle, and knowing how to use a credit freeze.

Ultimately, we need to turn our perspective around and use the internet to our advantage when it comes to security. Programs and systems exist, and three minutes of inconvenience (to confirm security codes and checks) is much better than three years of trying to get your life back in order because of a scam or theft.

Take some notes from today's episode, visit the AARP's excellent website on fraud prevention (aarp.org/fraud), and start laying the bricks for your own digital fortress!

Resources:

AARP Fraud Watch Network - https://www.aarp.org/money/scams-fraud/

FTC Consumer Sentinel - https://www.ftc.gov/enforcement/consumer-sentinel-network

identitytheft.gov - https://www.identitytheft.gov/

IC3.gov (FBI Internet Crime Complaint Center) - https://www.ic3.gov/

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