CeMAP 1 Topic 21
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CeMAP 1 Topic 21
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Topic 22 is all about consumer credit — and if you’ve ever wondered what counts as credit, how APRC works, or why payday loans are such a hot topic, this one’s for you.
In this episode, we break down everything you need to know to tackle this section of your CeMAP 1 exam with confidence. Expect clear explanations, examples you’ll actually remember, and a few tips to help you avoid the common traps examiners love to set.
Here’s what we cover:
✅ What consumer credit is and how it’s regulated
✅ Understanding APRC and why it replaced APR
✅ The key features and risks of payday loans
✅ Who needs to be qualified under CONC rules
✅ How consumer credit fits within the wider UK financial system
🎧 Listen now and boost your understanding before moving on to the next topic.
💻 Ready to go further? Try 12 hours of free CeMAP e-learning here: https://learning.futureinfinance.co.uk/courses/cemap1
📚 Or join the 6 Weeks to CeMAP programme and get fully exam-ready with structured study, live support, and a community cheering you on.