Disclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.

Join the Keep It Simple Squad — where you’ll get practical tools, live Q&A, and a supportive community of entrepreneurs who are learning to master cash flow together.
https://go.pamprior.com/keep-it-simple-squad

In this episode of Cash Flow, Pam breaks down the uncomfortable truth: AI isn't your competition — the business owner using it is. With 58% of businesses already integrating AI (according to the U.S. Chamber of Commerce), ignoring AI is no longer an option if you want to stay profitable, relevant, and scalable.

💡 What You’ll Learn in This Episode:

Why AI isn’t replacing you — but someone using AI might

Real-world examples:
✅ Copywriters losing clients to AI-assisted competitors
✅ Consultants using AI to research 50+ reports in minutes
✅ Bookkeepers saving hours with AI automation

How AI is freeing entrepreneurs from boring, repetitive tasks

The mindset shift: You’re not competing with AI… you’re competing with businesses using AI smarter than you

A preview of the simple action plan coming in Part 2 to get started with AI in your business

🛠 Tools & Platforms Mentioned:

ChatGPT
Claude
Grok
Gemini
AI scheduling & automation tools
QuickBooks + AI categorization
Custom AI research workflows

Send us a text

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Stay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected

✅ Subscribe to the Cashflow Podcast with Pam Prior:
🎙️ Podcast Page
📺 Youtube
🎧 Spotify
🍎 Apple Podcast

Learn more about Pam at: https://www.PamPrior.com

Want a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call

✨Follow Pam:
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Produced by Francis Plata & Forward Press Media: www.forwardpressmedia.com

Disclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.

Join the Keep It Simple Squad — where you’ll get practical tools, live Q&A, and a supportive community of entrepreneurs who are learning to master cash flow together.
https://go.pamprior.com/keep-it-simple-squad

Interest rates are dropping — and that’s great news for entrepreneurs ready to grow. But here’s the harsh truth: if you’ve ever walked into a bank confident in your business only to hear “no”… it’s probably not because your business isn’t good. It’s because your financial story isn’t clear.

In this episode of Cash Flow with Pam Prior, Pam breaks down why banks keep rejecting small business loan applications and exactly what you can do to fix it. You’ll learn the three things every entrepreneur needs before asking for funding:

✅ Clean Books — Why messy accounting is your silent deal-breaker.
✅ A Cash Flow Forecast — How to show banks you actually understand your money.
✅ A Clear Story — The simple narrative that proves you can pay them back.

Pam shares real stories from clients who turned a “no” into a “yes,” demystifies what banks really care about (hint: it’s not your passion or your vibes), and gives you an action plan you can use today to get your business loan-ready.

If you’ve been grinding, growing, and wondering why the system feels stacked against you — this episode will give you the clarity, confidence, and financial foundation to change that for good.

🔥 What You’ll Learn:
Why your balance sheet matters more than your P&L when borrowing money
How to use a cash flow forecast to prove you can repay a loan
The truth about SBA loans and how to prepare for them
Why banks won’t fund chaos — and how to show financial control
Step-by-step: getting your books “fundable” before you ever walk in the door

🧾 Key Takeaways:
Banks don’t fund chaos. Clean up your financial house.
Separate personal and business finances.
Create a simple cash flow forecast — even if it’s just on paper.
Tell a story that matches your numbers.
Doing this now means you’ll be ready when interest rates drop further.

Send us a text

Support the show

Stay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected

✅ Subscribe to the Cashflow Podcast with Pam Prior:
🎙️ Podcast Page
📺 Youtube
🎧 Spotify
🍎 Apple Podcast

Learn more about Pam at: https://www.PamPrior.com

Want a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call

✨Follow Pam:
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Produced by Francis Plata & Forward Press Media: www.forwardpressmedia.com

Disclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.

Join the Keep It Simple Squad — where you’ll get practical tools, live Q&A, and a supportive community of entrepreneurs who are learning to master cash flow together.
https://go.pamprior.com/keep-it-simple-squad

Money is finally being talked about out loud — not just by CFOs and accountants, but on TikTok, Instagram, and everywhere Gen Z lives. Terms like loud budgeting, doom spending, spaving, cash stuffing, quiet luxury, and money dysmorphia are taking over feeds — and they’re shaping how people behave with money in real life.

In this episode of Cash Flow with Pam Prior, Pam breaks down what these viral money terms really mean when you apply them to your business — not just your personal life. Should you be bragging about cutting costs? Is your “urgent” business purchase really just panic spending? Are you quietly doing well but still operating like you’re broke?

You’ll hear Pam’s take on:

• Loud Budgeting — why bragging about frugality can backfire
• Doom Spending — panic buying disguised as “fixing the business”
• Spaving (“saving by spending”) — why discounts still cost you cash
• Cash Stuffing / Profit Bucketing — the updated way to do it in business
• Money Dysmorphia — when feelings and facts don’t match
• Quiet Luxury — the silent confidence of a well-run business
• Rent-Vesting Mindset — why wealth is about options, not possessions

If you’re an entrepreneur, CFO, or builder who wants to grow without sabotaging your own cash flow — this one matters.

Send us a text

Support the show

Stay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected

✅ Subscribe to the Cashflow Podcast with Pam Prior:
🎙️ Podcast Page
📺 Youtube
🎧 Spotify
🍎 Apple Podcast

Learn more about Pam at: https://www.PamPrior.com

Want a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call

✨Follow Pam:
Facebook
Twitter
Instagram
TikTok

Produced by Francis Plata & Forward Press Media: www.forwardpressmedia.com

Disclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.

Join the Keep It Simple Squad — where you’ll get practical tools, live Q&A, and a supportive community of entrepreneurs who are learning to master cash flow together.
https://go.pamprior.com/keep-it-simple-squad

Your bookkeeper says, “You’re fine.”
But… are you really?

In this Cash Flow Podcast episode, Pam breaks down how to know whether your books are actually healthy — even if you’re not a finance expert. You’ll learn exactly what to ask your bookkeeper, how to test their numbers using AI tools like ChatGPT, and when to trust your gut instead of someone else’s reassurance.

If you’ve ever wondered, “How do I know I’m actually okay financially?” — this is the episode to watch.

WHAT YOU’LL LEARN

A better question to ask instead of “Am I fine?”
How a real bookkeeper should explain your cash flow
Why many “certified” bookkeepers aren’t actually strong in the role
How to sanity-check your books using AI (ChatGPT, Claude, etc.)
Signs you may need a new bookkeeper — even if you like them
Why trust and transparency matter more than reports
The red flags of outdated / unqualified bookkeeping help

Send us a text

Support the show

Stay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected

✅ Subscribe to the Cashflow Podcast with Pam Prior:
🎙️ Podcast Page
📺 Youtube
🎧 Spotify
🍎 Apple Podcast

Learn more about Pam at: https://www.PamPrior.com

Want a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call

✨Follow Pam:
Facebook
Twitter
Instagram
TikTok

Produced by Francis Plata & Forward Press Media: www.forwardpressmedia.com

Disclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.

Join the Keep It Simple Squad — where you’ll get practical tools, live Q&A, and a supportive community of entrepreneurs who are learning to master cash flow together.
https://go.pamprior.com/keep-it-simple-squad

Thinking about hiring help in your business… but not sure if you can actually afford it? In this episode of the Cash Flow Podcast, Pam breaks down the REAL financial rule of thumb for hiring — plus the two far more important signals business owners overlook: time and energy.

If your days are disappearing, your energy is tanking, and the joy is slipping out of your business — it might be time to hire even if the money isn’t there yet. Pam gives a simple framework for when to hire, what to delegate first, how to decide what role to hire for, and how to make sure you bring in the RIGHT person.

We also dig into pricing, cutting expenses, creating a real job description from your daily workload, and using hiring as a growth lever — not a luxury.

You'll Learn

1. The simple “3–6 month” money rule for hiring
2. Why time and energy matter more than cash on hand
3. How to figure out exactly what role to hire first
4. A step-by-step exercise to decide what to delegate
5. Why most entrepreneurs price too low — and how it affects hiring
6. A trick to filter job applicants instantly
7. Why hiring is now marketing, not recruiting

Read Angela's Book:
https://www.amazon.com/Make-Em-Beg-Work-You/dp/1688152288

Send us a text

Support the show

Stay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected

✅ Subscribe to the Cashflow Podcast with Pam Prior:
🎙️ Podcast Page
📺 Youtube
🎧 Spotify
🍎 Apple Podcast

Learn more about Pam at: https://www.PamPrior.com

Want a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call

✨Follow Pam:
Facebook
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Produced by Francis Plata & Forward Press Media: www.forwardpressmedia.com

Disclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.

Join the Keep It Simple Squad — where you’ll get practical tools, live Q&A, and a supportive community of entrepreneurs who are learning to master cash flow together.
https://go.pamprior.com/keep-it-simple-squad

Ever had that one client who drains your time, energy, and sanity — yet you keep them because they “pay well”? 💸 In this episode of The Cash Flow Podcast, CFO and entrepreneur Pam Prior exposes the hidden cost of keeping bad clients and how they quietly destroy your profits, your energy, and your business momentum.

Pam breaks down:

Why “profit vampires” look like revenue heroes
How to calculate what these clients really cost you
The 3-question litmus test for deciding when it’s time to let them go
How to reset expectations or raise prices strategically
The emotional and financial freedom that comes from firing the wrong client

If you’ve ever thought “I can’t afford to lose them,” this episode will show you that you can’t afford to keep them.

Send us a text

Support the show

Stay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected

✅ Subscribe to the Cashflow Podcast with Pam Prior:
🎙️ Podcast Page
📺 Youtube
🎧 Spotify
🍎 Apple Podcast

Learn more about Pam at: https://www.PamPrior.com

Want a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call

✨Follow Pam:
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Produced by Francis Plata & Forward Press Media: www.forwardpressmedia.com

⚠️ Disclaimer: This podcast is for educational and entertainment purposes only and should not be considered financial advice. Please consult a qualified professional before making financial decisions.

What if the key to true success isn’t more—it’s knowing what’s enough?
In this week’s episode of Cash Flow with Pam Prior, Pam dives deep into the concept of defining your personal and business “enough.” Inspired by a real client’s story, she breaks down a practical 4-part framework that helps entrepreneurs get off the endless treadmill of “more, more, more” and finally build a business that gives them freedom—financial, personal, and emotional.

You’ll learn:
✅ Why chasing more revenue can sometimes shrink your freedom
✅ How to calculate your Personal Enough, Business Enough, Safety Buffer Enough, and Future Enough
✅ Why knowing your number brings clarity, peace, and purpose
✅ How to plan for 2026 with intentional growth instead of burnout

Whether you’re at six figures or seven, this episode will challenge the way you think about success and help you realign your business with your life.

If you found this helpful, hit Like, Subscribe, and share this episode with other entrepreneurs who could use a reminder that freedom—not just revenue—is the real goal.

Send us a text

Support the show

Stay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected

✅ Subscribe to the Cashflow Podcast with Pam Prior:
🎙️ Podcast Page
📺 Youtube
🎧 Spotify
🍎 Apple Podcast

Learn more about Pam at: https://www.PamPrior.com

Want a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call

✨Follow Pam:
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Produced by Francis Plata & Forward Press Media: www.forwardpressmedia.com

Disclaimer:
This episode is for educational purposes only and does not constitute financial or tax advice.

Episode Summary:
This week, Pam Prior — your favorite straight-talking CFO for entrepreneurs — breaks down how the 2025 government shutdown could quietly crush your business cash flow.

No politics. No panic. Just clarity.

Pam reveals:
✅ How disappearing healthcare subsidies could hit your bottom line
✅ The truth behind skyrocketing employee premiums
✅ The real-world ripple effect on tax credits, SBA loans, and payroll
✅ Simple, smart ways to pivot now with health stipends and cost-sharing
✅ Why “payroll poison” might be the most important phrase you hear all year

If you’ve got a team — even one employee — this is essential listening. Pam gives you the perspective no news outlet will: the CFO’s view from the trenches.

🎧 Listen now and get the calm, confident plan every small business owner needs when Washington goes off the rails.

Send us a text

Support the show

Stay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected

✅ Subscribe to the Cashflow Podcast with Pam Prior:
🎙️ Podcast Page
📺 Youtube
🎧 Spotify
🍎 Apple Podcast

Learn more about Pam at: https://www.PamPrior.com

Want a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call

✨Follow Pam:
Facebook
Twitter
Instagram
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Produced by Francis Plata & Forward Press Media: www.forwardpressmedia.com