In this episode, David and Brandon break down everything you need to know about these new government-backed investment accounts for newborns.

Here's what we cover:

• Who qualifies
• The automatic $1,000 government contribution
• How to open the account
• Contribution rules
• Employer contribution opportunities
• Investment options

Form 4547 (December 2025)
Trump Account Election Form - IRS Form 4547

After three straight years of 15%+ S&P 500 returns, investors have enjoyed a strong run. But as we head further into 2026, the focus shifts from excitement to preparation.
In this episode, David and Brandon discuss:
Why this stretch of market performance is historically rare
Why volatility may increase
The importance of true diversification (and why more funds doesn't always mean diversified)
Why inflation could be the biggest long-term risk
Why this is a planning environment not a panic environment

It's all about protecting gains, staying disciplined, and making intentional decisions for your financial future.

In this episode, David and Brandon walk through one of the most common questions we hear: What's the difference between mutual funds, ETFs, and direct indexing and why does it matter? They walk through how investing has evolved and why direct indexing has become one of the fastest-growing investment approaches, especially for investors focused on tax efficiency and flexibility:

• How direct indexing differs from traditional mutual funds and ETFs
• Why owning individual stocks can create meaningful tax advantages
• How tax-loss harvesting can help reduce capital gains over time
• When direct indexing makes the most sense (and when it doesn't)
• Why customization and control matter for long-term investors

If you're within five years of retirement or already retired this episode focuses on the most critical phase of your financial life. David and Brandon break down why the "retirement red zone" matters and the key decisions that can make or break your plan:

• How market timing and sequence of returns impact retirement income
• Why balancing growth and protection is essential near retirement
• Common Social Security and tax planning mistakes to avoid
• How a coordinated income, tax, and investment strategy creates confidence

As we head into the new year, David and Brandon break down three areas that can have an outsized impact on your retirement plan:

• How taxes and where you save really affect your future income

• Why financial freedom, not just a number, is the real goal

• How automation can help you stay consistent without relying on motivation

In this episode, David and Brandon take a myth-busting approach to retirement planning, addressing widely accepted rules of thumb that often oversimplify reality.

In this week's episode of Capitalize on Retirement, David and Brandon break down the real reasons people choose to work with an advisor, the reasons some don't, and where professional guidance can truly make a difference.

David and Brandon Domenick break down the most impactful year-end tax strategies, including qualified charitable distributions, donor-advised funds, capital-gain management, and Roth conversions. They explain how thoughtful planning before December 31st can reduce taxes now, avoid future tax burdens, and enhance charitable giving opportunities.