Welcome to Season 6, Episode 5 of The Green Effect Podcast!

Stephen is bringing the heat on some massive updates in the Canadian mortgage and real estate market.

In this episode, we dive into a brand new pilot program working directly with the Canada Revenue Agency to combat mortgage fraud. If you are a real estate investor or a landlord, this is a must-listen. We also break down the latest inflation numbers, why your grocery bills are still high, how Stephen slashed his cell phone bill, and the reality of falling rents across most of Canada.

What We Cover in This Episode:

• The New Anti-Fraud Tech: A look into a new CRA software pilot attempting to stop fraudulent income documents.

• Retail & Inflation: Q4 retail sales, consumer confidence, and breaking down Canadian headline inflation versus sticky grocery prices.

• Cost-Cutting Realities: Where Canadians are cutting back in 2026.

• The Rental Market Shift: Why rents are dropping across most of Canada and what real estate investors need to do to protect their cash flow.

• Mortgage Rate Update: The current state of fixed mortgage rates and alternative lending options.

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