🛠️ Can California build its way out of the housing shortage? Real estate veteran Jim Osterling joins host Natalie Salins on Mortgage on My Mind to break down state zoning updates, ADU expansions, and new housing models.

In this episode, Jim shares real-world lessons from his projects, including 100% affordable studio housing in Pasadena and innovative duplex ADUs in Cathedral City.

🎙 What you'll learn:

✔️ Housing Supply: Root causes behind California's multi-million unit shortage

✔️ Financing Rules: Why adding a 5th unit shifts loans from residential to commercial

✔️ Zoning Updates: The real-world impact of SB 9 duplexes and SB 1123 townhomes

✔️ Infill Projects: Pasadena affordable studios and Cathedral City duplex ADUs

🎧 HOSTED BY: Natalie Salins

👤 GUEST: Jim Osterling – Founder & Principal, Bridge Realty Advisors

Jim Osterling is the Founder of Bridge Realty Advisors with 46 years of real estate industry experience, including previous roles as CFO for California Pacific Homes and Shea Homes. A former Adjunct Professor at USC, he specializes in real estate development, advisory services, and financial strategy across residential and commercial sectors. .

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👉🏻 CONNECT WITH JIM OSTERLING:

• Email: jimo@bridgeadvisorsllc.com

• Website: http://bridgeadvisorsllc.com/about-us

• LinkedIn: https://www.linkedin.com/in/jim-osterling-2191515/

👉🏻 FOLLOW NATALIE SALINS – MORTGAGE ON MY MIND:

• Website: https://movement.com/lo/natalie-salins

• Facebook: https://www.facebook.com/natalie.salins/

• Instagram: https://www.instagram.com/natalie_salins/

• LinkedIn: https://www.linkedin.com/in/natalie-salins-1029583b

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💎 Produced by Icons of Real Estate https://iconsofrealestate.com/