CW-003: Matt Richards — Craft, Risk & the Long Game
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CW-003: Matt Richards — Craft, Risk & the Long Game
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Matt Richards is a general manager in finance, running a loan book that lends against vehicles, trucks, and equipment. He came up through a major bank's graduate program before taking over a small operation that now loses 75% less than its larger competitors.
We explore how a childhood of wheeling and dealing with his father — buying hurricane-damaged boats in Florida, fixing them, selling them on — shaped the way he reads people in lending decisions today.
This is a conversation about underwriting risk, the lessons that come from family rather than school, and what gets lost when judgement is replaced by an algorithm.
Disclaimer:This episode reflects personal experiences and opinions shared for discussion purposes only. Nothing discussed constitutes medical, legal, or professional advice. Please consult a qualified professional before making any health or lifestyle decisions.