Single Black women are one of the fastest‑growing homebuyer groups. This is how one mom did it on one income. In this episode, we break down exactly how it happened — step by step, with real numbers. If you’re a first-time home buyer, renting, or starting over after a breakup or divorce, this is your roadmap.

In Episode 1 of the Buy Back Your Life Podcast, Tara sits down with Shannon, a single mom of two, who bought a home on 1 income using an FHA loan with just 3.5% down. Together, they compare renting vs buying unpack credit scores, interest rates, and lender “games,” and show you what it actually takes to qualify for a mortgage as a first-time homebuyer.

You’ll learn:
• How a single mom qualified for an FHA loan with 3.5% down
• FHA loan benefits and basic requirements in plain English
• What lenders really look at: credit score, debt, and income
• Renting vs owning: where your money actually goes every month
• How to compare interest rates and loan offers the smart way
• Common mistakes first-time home buyers make when they feel rushed or desperate
• How to ask better questions so you don’t get taken advantage of

This episode is for you if:
• You’re a first-time home buyer and feel like the market is stacked against you
• You’re a single mom or recently single, trying to buy a home on one income
• You’re tired of funding your landlord’s retirement and want to build wealth
• You’ve heard about FHA loans but don’t understand how they really work

About your host:
I’m Tara Tillman, Real Estate Broker with 20+ years of experience, licensed in NC, SC, GA, and PA. I went from writing on Grammy-nominated albums to building a real estate brokerage, and I’ve learned one thing: the process feels overwhelming when there's a lack of knowledge, and knowledge is power.

You’ve rented your lifestyle long enough. It’s time to own your future.

👇 SUBSCRIBE to Buy Back Your Life for more episodes on:
First-time homebuyer advice, single-mom home buying, buying a house on one income, FHA loan benefits, renting vs. owning, and real estate strategies that actually build wealth.

Download my free guide: “7 Things to Do Before Applying for a Mortgage.”

👉https://lp.constantcontactpages.com/sl/JdCpcyE

Watch on YouTube: https://youtu.be/Yttj62jvsMk