Buying a home comes with a lot of questions — and not all of them get answered by scrolling listings, online calculators, or AI tools.

In this Buyer Q&A episode, Michelle Ellis answers the most common (and most important) questions buyers are asking right now — whether you’re a first-time buyer, moving up, downsizing, or returning to the market after a long break.

This live, unscripted session covers:

• How much house you can really afford — and why payment matters more than price
• Down payment options (5%, 10%, 20%) and what they actually mean
• Why a true mortgage pre-approval is essential before house hunting
• How long the buying process really takes — and why it varies
• What closing costs look like in Ontario (land transfer tax, legal fees, inspections, prorated taxes)
• Why home inspections matter and how they protect buyers
• What happens if you change your mind after making an offer
• Programs and tools available for first-time and single-income buyers (FHSA, Home Buyers’ Plan)
• How to evaluate neighbourhoods, schools, and long-term value
• Why working with the right Realtor can save you money, stress, and costly mistakes

This episode is designed to give buyers clarity, confidence, and realistic expectations — without pressure, sales tactics, or fluff.

Whether you’re buying now or planning for the future, this conversation will help you make smarter, more informed real estate decisions.

📚 Resources Mentioned in This Episode

✅ thebuyerhub.ca

Cost calculators, neighbourhood matching, and buyer tools

✅ thebuyingexperience.ca

Michelle’s Buyer Experience hub with resources and guidance

✅ fhsame.ca

Learn more about the First Home Savings Account (FHSA)

✅ realestateskool.ca

Education and tools for buyers and sellers navigating the real estate journey