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When tragedy strikes in the construction industry, it's rarely just business. With the highest insolvency rates of any UK sector, construction failures devastate families, destroy homes, and break marriages. Every working day, two construction workers take their own lives—a rate four times the national average.

Behind these statistics lies a broken payment culture that systematically forces companies into financial distress. After hearing about an electrical subcontractor whose business collapse led to family devastation despite doing quality work and following the rules, Jarvie Moss knew something had to change. That story sparked the creation of Sable, a fintech solution transforming how money flows through construction projects.

Sable's approach combines dedicated project bank accounts with legal trust structures and a revolutionary parallel payment system. Rather than money moving sequentially through the supply chain—creating vulnerability at every step—their system ensures simultaneous payments to all parties. This eliminates the incentive for payment disputes and protects subcontractors when companies higher in the chain experience difficulties.

The conversation extends beyond payment solutions to explore broader industry challenges. With over 90% of construction businesses being SMEs, they face extraordinary pressures from uncertain planning systems, constantly shifting regulations, and high-risk development processes. The dramatic decline in SME developers over recent decades highlights how challenging the environment has become, threatening the diversity and resilience of the housing market.

What becomes clear is that while government policy matters, commercial solutions that align incentives and reward ethical behavior can drive immediate positive change. By protecting cash flow and ensuring fair payment practices, innovations like project bank accounts could help reverse the industry's troubling insolvency statistics and save countless livelihoods.

Ready to explore how project bank accounts could transform your construction project's financial health? Visit sable.co.uk to learn more about this revolutionary approach to secure payments.

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Sid Mohasseb, a dynamic entrepreneur, educator, and investor, joins me for an enlightening conversation on Bustin' Beyond. Through Sid's journey, we unravel the myth of effortless success and underscore the powerful lessons failure teaches in the world of entrepreneurship. From the undervalued potential in industries like construction to the deceptive allure of quick wins, we explore how true business success requires motivation, self-awareness, and a willingness to embrace change.

Together, Sid and I explore the transformative effects of change and motivation as drivers of personal and societal growth. We consider the dual nature of AI—its disruptive potential and capacity for innovation—and argue that embracing periods of chaos can lead to incredible growth. Our dialogue extends to the role of fear in leadership, revealing it as a crucial alert system rather than a weakness. We also examine the impacts of social media on mental health, advocating for personal fulfilment over societal validation.

As we reflect on modern capitalism's pitfalls, Sid and I critique its shift away from the classic risk-and-reward model. We discuss the need for change in healthcare systems, pointing out inefficiencies and advocating for state-provided healthcare as a basic right. Throughout the episode, we highlight stories of seizing opportunities with discernment, the importance of patience, and a balanced approach to societal support. Join us as we dissect these complex themes, offering insights that challenge conventional narratives and inspire thoughtful reflection.

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What if your toughest struggles could become your greatest triumphs? Join us for an inspiring conversation with Kevin Palmieri, the founder and host of Next Level University, as he shares his journey from working at a gas station to becoming a successful podcaster and coach. Kevin's candid discussion on overcoming self-doubt, imposter syndrome, and the relentless pursuit of self-improvement offers valuable insights for anyone facing adversity. Additionally, I open up about my own battles with imposter syndrome and how they've shaped my life and career.

Have you ever felt that outward success doesn't always bring inner happiness? We tackle this profound topic by sharing a journey that starts with disappointment at not getting a warehouse job, moves through various careers as a truck driver, firefighter, and weatherization expert, and eventually leads to increased anxiety and depression despite financial success. Reflecting on personal struggles, failed relationships, and the realization that true fulfillment lies beyond material gains, we offer a nuanced perspective on the importance of mental well-being and genuine connections.

Success and failure, two sides of the same coin, deeply influence our lives in ways we often overlook. Through personal anecdotes and meaningful reflections, we explore the contrast between my own struggles with motivation and my business partner's ease in achieving goals but difficulty in maintaining relationships. We also touch on the impact of personal loss on empathy, the significance of celebrating small victories, and moving past failures quickly. From the story of Tom from MySpace finding fulfillment as a photographer to the joy of giving and societal judgments tied to money, this episode is a heartfelt exploration of life's complexities and the pursuit of genuine happiness.

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What happens when a tenacious entrepreneur faces the brutal reality of unethical business practices during a global pandemic? Juliet Denny's rollercoaster career journey is not just inspiring, it's eye-opening. From her early days working in a pub to navigating a male-dominated sales floor, Juliet's relentless drive led her to establish an export department, move to Bolivia, and become part of the dot-com boom in Boston. Her story is a testament to adaptability and perseverance, capturing the essence of innovation as she founded a SaaS company and secured big-name clients like Apple and HP.

Juliet opens up about the nitty-gritty of starting and scaling a tech business focused on learning management systems and gamification. She reveals the initial steps of securing venture capital and the challenges of self-funding. The pressures of high-growth industries and managing cash flow come to life through her candid anecdotes. Juliet's journey didn't come without its share of dark moments, especially during the COVID-19 pandemic, when unethical lending practices nearly forced her out of business. Her harrowing experience with a UK venture debt company underscores the broader issues facing small businesses and the lack of government support.

Yet, despite the hardships, Juliet's resilience shines through. She talks about the struggles and rewards of entrepreneurship, the importance of loving what you do, and the need for innovative thinking in business. As she transitions to a new venture, Juliet’s story becomes a powerful narrative about overcoming adversity and the impact of ethical practices in the business world. Tune in to hear her insightful perspective on everything from managing people to embracing AI in language and management, and learn how you can apply these lessons to your own entrepreneurial journey.

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What if you could enhance your website's SEO and drive traffic with blog posts generated in seconds? Join us on Bustin' Beyond as we uncover the secrets behind Modern IQs with CEO Stefan Fehr. From the foundational days of AppColumbus to the breakthrough creation of an AI-powered platform, Stefan reveals the inspiration and innovation behind this tool tailored for small business owners and coaches. Learn how Modern IQs distinguishes itself in a saturated AI market, offering a straightforward yet effective solution to keep your online presence thriving.

In this captivating episode, we also delve into the transformative power of advanced technology across industries, including the potential impact of robotics in construction. Stefan candidly shares his personal journey, reflecting on the hurdles and triumphs that shaped his entrepreneurial spirit. From navigating financial optimization to addressing the emotional challenges of imposter syndrome and failure, Stefan provides invaluable insights into maintaining resilience and embracing continuous learning. Tune in for a wealth of knowledge on leveraging AI for business growth and personal development, all drawn from Stefan's rich tapestry of experience and innovation.

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Mel Roberson is a multifaceted professional with a dynamic career spanning various industries. He is an accomplished speaker, author, and entrepreneur known for his expertise in leadership development, personal growth, and business strategy. Mel has a rich background in sales and marketing, which has allowed him to excel in helping individuals and organizations achieve their full potential.

As the founder of The Roberson Resource Group, Mel leverages his extensive experience to provide coaching and consulting services that drive success. His work focuses on empowering clients through tailored strategies that enhance performance and foster growth. Mel's approach is characterized by his ability to inspire and motivate, making him a sought-after speaker and mentor.

In addition to his professional endeavours, Mel is dedicated to giving back to the community. He is actively involved in various philanthropic efforts, demonstrating his commitment to making a positive impact beyond the business world.

Listeners can expect valuable insights from Mel Roberson's wealth of knowledge and experience as he shares his journey and expertise on leadership, personal development, and business success.

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With nearly 20 years of experience as a finance director and chartered management accountant, Claire brings a wealth of knowledge in finance and business management. Her mission is clear: to empower business owners with the insights and support they need to maximise profits, optimise cash flow, and achieve financial success.

Through her dynamic approach, Claire emphasises the importance of data-driven decision-making, firmly believing that every business should be driven by the numbers. With a proven track record in entrepreneurship, including co-owning a successful property business, Claire is uniquely positioned to offer invaluable advice on financial strategy and business growth.

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About Gavin Coyle:

• Host of I’m The Gaffer Podcast
• CEO @ Gavin Coyle Safety
• CEO @ Coyle Group

I'm Gavin Coyle, the founder and leader of the Coyle Group, a safety consulting company in Ireland. My mission is to make sure every worker on your construction site returns home safely every day. I started this company because I believe safety can be simple, direct, and very effective.

I have over 25 years of experience in safety, so I know what it takes to keep your sites safe. My safety plans are designed to prevent injuries, make more money, and keep projects on track. I make safety affordable and accessible to everyone, so your safety measures can grow with your business. My clients have seen great results, like fewer accidents and a stronger safety culture.

In addition to running the Coyle Group, I also host the I'm Gaffer Podcast. This podcast is essential for anyone in construction, from workers to project managers to entrepreneurs. I interview industry leaders and experts, sharing their insights, stories, and tips to help you succeed in the construction world.

Provide links to that you would like to have used:

Websites:

Personal Website: https://gavin-coyle.com/

Company Website:http://coyle-group.com/

Self- Published Book on Amazon:

Workplace Safety On A Budget

https://www.amazon.com/dp/B0BP9GV4BW

Linkedin Company Link:

https://www.linkedin.com/company/2316340/

LinkedIn Podcast Link:

https://www.linkedin.com/company/101118728/

LinkedIn Handle:

https://www.linkedin.com/in/gavincoylesafety/

All in one link:

https://linktr.ee/gavincoylesafety