Welcome to the Bricks and Banks Podcast where we discuss all things real estate, business and investment strategies on our quest to simplify wealth building and accessibility.

AI is reshaping real estate. Data quality, smart investing, and tech-driven decisions now separate average returns from elite outcomes. Kevin Shtofman breaks down the future of property, AI, and global investing.Get your free Utility Consultation to get huge savings with Utility Warehouse:https://calendly.com/bricksandbankspodcast/free-utility-consultation-quoteThis episode is a paid partnership with BetterHelp.https://betterhelp.com/bricksandbanksGoing to therapy is a sign of strength, not weakness. My paid partner BetterHelp makes therapy simple, with 10% off your first month to help you get started.Kevin operates at the intersection of AI, data, capital, and global real estate, advising some of the world’s largest investors, REITs, and sovereign wealth funds. With a background spanning finance, consulting, property ownership, and PropTech, he brings rare clarity on how smart money actually wins.🔗 Guest ResourcesCherre – Real estate data & AI platform: https://cherre.com/Kevin Shtofman on LinkedIn: https://www.linkedin.com/in/kevinshtofman/AI tools mentioned: Gemini, Claude, ChatGPT🚀 Affiliate Block🔥 Power Your Growth with Our Affiliate Partners✅ Unlock faster YouTube growth with VidIQ👉 https://vidiq.com/bricksandbanksSmarter tools. Better growth. Bigger wins.🌍 Authority & Credibility Line🎧 Bricks and Banks Podcast is ranked in the Global Top 5% on ListenNotesOur goal: break into the Top 1% worldwide👉 Subscribe, rate, and share to support the mission.

Wealth isn’t just money. It’s clarity, confidence, and purpose. Jesse Hurst breaks down retirement psychology, wealth mindset, and why hope is not a strategy for long-term financial success.Get your free Utility Consultation to get huge savings with Utility Warehouse:https://calendly.com/bricksandbankspodcast/free-utility-consultation-quoteThis episode is a paid partnership with BetterHelp.https://betterhelp.com/bricksandbanksGoing to therapy is a sign of strength, not weakness. My paid partner BetterHelp makes therapy simple, with 10% off your first month to help you get started.In this episode of the Bricks and Banks Podcast, Stephanie Onwuemenyi is joined by Jesse Hurst, CEO of Impel Wealth Management, certified financial planner, and author of Poponomics.Jesse has spent over three decades helping individuals and families stop guessing and start building with purpose. In this conversation, he reframes wealth beyond bank balances and returns, diving into retirement psychology, money mindset, decision-making under pressure, and long-term financial clarity.🔗 Guest ResourcesImpel Wealth Management: https://www.impelwealth.com/team/jesse-hurstPoponomics (Book) – https://www.impelwealth.com/popenomicsLinkedIn: https://www.linkedin.com/in/jessehurst/YouTube: https://www.youtube.com/@impelwealthmanagement8960

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🎧 Bricks and Banks Podcast is ranked in the Global Top 5% on Listen Notes. Our goal: break into the Top 1% worldwide👉 Subscribe, rate, and share to support the mission.

Real estate wealth isn’t built without risk. When leverage breaks deals, mindset, capital strategy, and leadership decide who survives. Eugene Gershman reveals how to rebuild, raise capital, and grow smarter.Get your free Utility Consultation to get huge savings with Utility Warehouse:https://calendly.com/bricksandbankspodcast/free-utility-consultation-quoteThis episode is a paid partnership with BetterHelp.https://betterhelp.com/bricksandbanksGoing to therapy is a sign of strength, not weakness. My paid partner BetterHelp makes therapy simple, with 10% off your first month to help you get started.In this high-impact episode of Bricks and Banks Podcast, Stephanie Onwuemenyi sits down with Eugene Gershman, CEO of GIS Companies, for a raw and deeply practical conversation on failure, leverage, recovery, and long-term wealth strategy.Eugene shares how he scaled his family construction business into a $30M development operation, lost everything during the market shift, and rebuilt by returning to fundamentals: mindset, systems, partnerships, and disciplined capital strategy.This episode is a masterclass for:Real estate developers navigating volatile marketsFounders rebuilding after financial lossInvestors seeking clarity on leverage and riskLandowners exploring development instead of sellingEntrepreneurs using AI to regain speed and efficiency

🔗 Guest ResourcesWebsite: https://giscompanies.co/

LinkedIn:https://www.linkedin.com/in/eugenegershman/

YouTube: https://www.youtube.com/channel/UCiwVZOyJmbCqD6qICka-Yvw

Eugene’s AI real estate prompts (available on request)

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Wealth isn’t limited by borders. Global real estate, international diversification, and Plan B living unlock freedom, cash flow, and long-term wealth. Michael Cobb reveals how to invest and live abroad the right way.

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This episode is a paid partnership with BetterHelp. https://betterhelp.com/bricksandbanks

Going to therapy is a sign of strength, not weakness. My paid partner BetterHelp makes therapy simple, with 10% off your first month to help you get started.In this powerful episode of Bricks and Banks Podcast, Stephanie Onwuemenyi is joined by Michael Cobb, Chairman and CEO of ECI Development, to unpack what it really takes to live, invest, and build wealth abroad.With over 33 years of experience across Belize, Nicaragua, Panama, Costa Rica, and beyond, Michael breaks down the difference between the fantasy of living overseas and the reality of profitable execution.This episode is essential listening for:Investors seeking international diversificationEntrepreneurs building a Plan B strategyProfessionals exploring global living and offshore real estateAnyone serious about wealth without borders🔗 Guest ResourcesWebsite: https://ecidevelopment.com/Free Kindle Book by Michael Cobb: https://info.ecidevelopment.com/mike-cobb/bricks-and-banks-podcastLinkedIn: https://www.linkedin.com/in/michaelkcobb/Youtube: https://www.youtube.com/ECIDevelopmentLTD🚀 Affiliate Block (Always Included)🔥 Power Your Growth with Our Affiliate Partners✅ Unlock faster YouTube growth with VidIQ👉 https://vidiq.com/bricksandbanksSmarter tools. Better growth. Bigger wins.🌍 Authority & Credibility Line🎧 Bricks and Banks Podcast is ranked in the Global Top 5% on ListenNotesOur goal: break into the Top 1% worldwide👉 Subscribe, rate, and share to support the mission.

Wealth isn’t built by chance. It’s built with smart business strategy, investment discipline, real estate insight, and financial independence thinking. Eric Brotman breaks down money, purpose, and graduating from work.

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https://calendly.com/bricksandbankspodcast/free-utility-consultation-quote

This episode is a paid partnership with BetterHelp.https://betterhelp.com/bricksandbanks

Going to therapy is a sign of strength, not weakness. My paid partner BetterHelp makes therapy simple, with 10% off your first month to help you get started.

In this powerful episode of Bricks and Banks Podcast, Stephanie Onwuemenyi sits down with Eric Brotman, CEO of BFG Financial Advisors and host of Don’t Retire, Graduate, to unpack what real financial independence actually looks like.

This is not about retiring early and doing nothing.This is about graduating into purpose, wealth clarity, and optionality.

📌 Key Takeaways

How to build financial independence without burnout

Why wealth mindset matters more than income

The difference between retiring and graduating into purpose

Common money mistakes professionals make silently

Smart risk management strategies beyond insurance

What strong balance sheets actually look like

🔗 Guest Resources

LinkedIn: https://www.linkedin.com/in/ebrotman/

Don’t Retire, Graduate Podcast

Website: https://bfguniversity.com/

Don’t Retire, Graduate (Book + Workbook): https://a.co/d/eJ16xXd

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Wealth isn’t built by chance. It’s built with smart business strategies, real estate investing, financial discipline, and long-term thinking. Dustin Hendrickson breaks down sustainable property, mailbox money, and real passive income.

In this conversation, Dusten emphasizes the critical importance of location over architecture in real estate development. He discusses how new developers often make the mistake of prioritizing cheaper land, believing they can compensate with beautiful designs. Dusten argues that a poor piece of land will hinder rental success, regardless of the building's quality. He advises developers to be patient and seek better land opportunities, as challenging deals can lead to easier sales in the future.This episode is a paid partnership with BetterHelp.https://betterhelp.com/bricksandbanksGoing to therapy is a sign of strength, not weakness. My paid partner BetterHelp makes therapy simple, with 10% off your first month to help you get started.David shares his journey from evictions to financial freedom, breaking down OPM strategies, seller finance, DSCR loans, mindset shifts around debt, and how everyday investors can enter real estate with little to no money.What you’ll learn:How to build real estate wealth without savings or perfect creditThe truth about good debt vs bad debt in investingUsing seller finance and OPM to buy propertyWhy mindset is the real asset in wealth creationBeginner-friendly real estate strategies that scaleHow to turn business relationships into investment capitalGuest Resources:📘 The No Money Millionaire (Free download): https://nomoneymillionaire.com🎙 No Money Millionaire Podcast📺 YouTube: No Money Millionaire🔥LinkedIn: https://www.linkedin.com/in/dusten-hendrickson/🚀 Affiliate Block: 🔥 Power Your Growth with Our Affiliate Partner✅ Unlock faster YouTube growth with VidIQ👉 https://vidiq.com/bricksandbanksSmarter tools. Better growth. Bigger wins.🏆 Bricks and Banks Podcast is ranked in the Global Top 5% on ListenNotesHelp us reach the Top 1% — like, subscribe, and leave a review.#BricksAndBanks #RealEstatePodcast #WealthBuilding #InvestmentStrategies #MoneyMindset #FinancialFreedom #BusinessPodcast #PropertyInvestment

Wealth isn’t built by chance. It’s built with smart business strategy, real estate investing, financial leverage, and mindset mastery. David Webb reveals how to build wealth using other people’s money.

This episode is a paid partnership with BetterHelp.

https://betterhelp.com/bricksandbanks

Going to therapy is a sign of strength, not weakness. My paid partner BetterHelp makes therapy simple, with 10% off your first month to help you get started.

In this powerful episode of the Bricks and Banks Podcast, we sit down with the No Money Millionaire, David Webb, to unpack how real estate, leverage, and strategy can build wealth without using your own capital.

David shares his journey from evictions to financial freedom, breaking down OPM strategies, seller finance, DSCR loans, mindset shifts around debt, and how everyday investors can enter real estate with little to no money.

What you’ll learn:

How to build real estate wealth without savings or perfect credit

The truth about good debt vs bad debt in investing

Using seller finance and OPM to buy property

Why mindset is the real asset in wealth creation

Beginner-friendly real estate strategies that scale

How to turn business relationships into investment capital

Guest Resources:

📘 The No Money Millionaire (Free download): https://nomoneymillionaire.com

🎙 No Money Millionaire Podcast

📺 YouTube: No Money Millionaire

🚀 Affiliate Block

🔥 Power Your Growth with Our Affiliate Partner

✅ Unlock faster YouTube growth with VidIQ

👉 https://vidiq.com/bricksandbanks

🌍 Credibility & CTA

🏆 Bricks and Banks Podcast is ranked in the Global Top 5% on ListenNotes

Help us reach the Top 1% — like, subscribe, and leave a review.🔖 Hashtags#BricksAndBanks #RealEstatePodcast #WealthBuilding #InvestmentStrategies #MoneyMindset #FinancialFreedom #BusinessPodcast #PropertyInvestment