This episode rips the cover off one of the biggest myths in employee benefits: that your broker has everything under control. The truth? Most brokers only know what carriers want them to know—leaving employers in the dark about the data, options, and strategies that could truly transform their plans.

Join Lou Bernardi as he exposes how this lack of expertise and transparency keeps companies stuck on “renewal autopilot,” making decisions based on carrier spreadsheets instead of real insight. Lou also shares the essential questions every CEO, CFO, and HR leader should be asking to break free—and what happens when you finally stop letting the blind lead the blind.

If your renewal meetings feel rushed, shallow, or endlessly repetitive, you won’t want to miss this conversation.

Every business decision follows a process, define the goal, gather the data, evaluate the options, and make an informed choice. Except, it seems, when it comes to health insurance. Why do companies that analyze every penny of their P&L turn around and renew multi-million-dollar health plans without a real evaluation? Today, we will break down how business decision-making is supposed to work and what goes wrong when the same logic isn’t applied to healthcare.

Does your health insurance work for the best benefit of your well-being, or is it simply another blatant cash grab? Louis Bernardi believes that the “machine” of healthcare and insurance must be significantly reworked, not just for the sake of the patients but the doctors as well. He explains what must be done to address the ever-blurring lines between insurance and healthcare, putting the patients’ needs above anything else. Louis also emphasizes the need for transparency in the insurance industry and why 340B pharmacy programs must be put under investigation.