Buying property in Australia while living abroad can feel like navigating a maze, but it doesn’t have to be.

In this episode, I’m joined by Joe Perrone, Partner at Ortus Financial and an experienced finance broker, to demystify the lending process for Australian expats. We explore how lending policies differ for expats, what challenges you’re likely to face, and what banks look at when assessing your overseas income and situation.

Joe breaks down key topics such as:

• Which lenders are expat-friendly (and which aren’t)
• Why the lending process is different, and often longer, for expats
• How living in places like Dubai or Singapore can impact your loan application
• Whether you’ll pay higher interest rates or have access to features like offset accounts
• What foreign income discounting means for your borrowing capacity
• Why starting with a clear view of your borrowing power is essential

We also touch on broader market insights, including where interest rates and property prices might be heading over the next 12 months, and Joe shares his #1 piece of advice for expats looking to buy in Australia. If you're an Aussie living overseas and thinking about buying back home, this episode is a must-listen.

Mitchell Kelsey is joined by Tax Advisor Nathan Cosley from Costical Tax, to unpack the often confusing world of Australian taxes for expats. They dive into everything from determining your tax residency status to understanding obligations for non-residents, managing taxable income, and capital gains tax on property and shares. Plus, they break down the common mistakes expats make—and how to avoid them. Whether you're living overseas or planning a move, this episode is packed with practical insights to help you stay compliant and financially savvy.

You can reach out to Nathan to discuss your specific Australian expat tax position and opportunities to optimise at www.costicaltax.com. Specifically for those living in the UK, reach out to Nathan and the team at www.ukautax.com for integrated UK and Australian tax planning advice.

To learn more about how Runway Wealth Management can assist you on your Expat journey, be sure to check out our website here: www.runwaywealth.com.

Mitchell Kelsey sits down with Jacob Chester, Senior Associate at Crest Lawyers, where they dive into the often-overlooked world of estate planning for Australian Expats. Navigating multiple legal systems, conflicting tax jurisdictions, and international assets can make planning your estate more complex but also more essential.

Jacob Chester shares his journey into practising Wills and Estates law as an Australian solicitor, what drew him to this field, and why he considers estate planning to be one of the most important conversations you can have.

In this episode, we cover everything from the basics of Wills, Powers of Attorney, and Advanced Health Directives to the more complex strategies involving testamentary trusts and dealing with non-estate assets such as superannuation. You'll learn the importance of the different legal systems and how they interact, what documents are essential in both Australia and abroad, and how to avoid common mistakes.

Whether you're living overseas now or planning an international move, this episode is packed with valuable insights to help you protect your assets, minimise tax, and secure your legacy - wherever life takes you.

The key topics this episode covers:

1. What is the difference between a Will, POA and AHD?

2. Do you need a Will in more than one country?

3. How does superannuation fit into your estate plan?

4. How do financial planning and estate planning go hand-in-hand when it comes to securing your financial future?

5. What is CGT event K3?

Tune in to make sure your estate planning affairs are in order.