Most people hear about the Infinite Banking Concept™ and jump straight to the policies, the numbers, or the rate of return… but that's not where the concept begins. In fact, the most important part of Becoming Your Own Banker is the chapter almost everyone skips: the Introduction.

In this episode, Tricia Miller and her son Jonathan walk line-by-line through the introduction of Nelson Nash's classic book so you can finally understand what Infinite Banking really is, what it is not, and why many people misunderstand it.

If you're trying to get clarity on IBC, whole life insurance, or how to take back control of your financial life, this episode will give you the mindset shift that makes everything else make sense.

• Why the introduction to Becoming Your Own Banker is the key to the entire concept
• What Infinite Banking actually teaches (and what it does NOT teach)
• Why your need for financing is greater than your need for protection
• How whole life insurance becomes a family banking system
• What "recapturing interest" really means and how it works
• Why mindset—not math—is the biggest barrier to understanding IBC
• How properly structured policies unlock financing power
• Why most advisors, agents, and consumers misunderstand Infinite Banking

In today's episode, Jonathan and I unpack one of the most important — and rarely questioned — financial topics: Are 401(k)s and other tax-qualified plans actually helping you, or holding you back?

Using page 85 of Becoming Your Own Banker, we explore:

• Why tax-qualified plans were created

• The hidden trade-offs behind "tax breaks"

• How inflation and taxation impact long-term savings

• The dangers of having your money locked up until age 59½

• Why you bear 100% of the risk while the government shares the reward

• What happens when you need liquidity but your dollars are inaccessible

• The difference between dollars and capital — and why it matters

• How families can store wealth in a place that is liquid, controlled, and generational

This conversation is rooted in stewardship, responsibility, and helping families take back control of their financial lives. It's not about fear — it's about understanding the system and choosing to operate differently, with intention.

Thank you for listening and walking through this series with us.
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Let's rethink retirement, reclaim financial control, and build generational wealth — on purpose.