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Averity Insurance

Averity Insurance

著者: Averity Insurance
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Welcome to the Averity Insurance Podcast!

We help independent insurance agents grow and succeed with clear, practical insights on ACA, Medicare, auto, home, and commercial insurance. Each episode breaks down industry trends, product updates, lead generation strategies, and smart ways to maximize commissions.

Whether you're a new agent or an experienced producer, this podcast gives you the tools, tips, and guidance you need to scale your insurance business with confidence.

Subscribe for simple, actionable strategies to elevate your career and stay ahead in the insurance industry!

© 2025 Averity Insurance. All rights reserved. This podcast and its content—including audio, video,
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  • Why $0 Insurance Isn’t Really FREE (The Truth About Marketplace Plans)
    2025/12/07

    In this episode of the Averity Insurance Podcast, we unpack one of the most misunderstood topics in the health insurance world: $0 premium plans. You’ve probably seen “free insurance” on the Marketplace — but is it actually free?

    We break down how $0 premiums really work, what the government covers, and what you still pay out of pocket. We also dive into:

    • Bronze vs. Silver vs. Gold vs. Platinum plans • Deductibles, max out-of-pocket, and how risk actually works • Why a $0 plan can end up costing you more later • When a Bronze plan makes sense (and when it doesn’t) • How supplemental accident policies fill the gaps • Real client stories comparing free and paid plans

    If you want coverage that actually fits your needs and budget, this episode explains everything in simple, no-fluff language. Like, comment, and subscribe for more insurance clarity — and reach out to our team anytime with questions

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