If you feel like your student loans are one of the biggest question marks in your financial plan, this book gives you the framework to finally get a handle on your full financial picture... loans included.

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There's a deadline sitting on the calendar right now tied to a new student loan repayment plan change that could quietly save federal student loan borrowers thousands of dollars, and almost no one in medicine is talking about it. In this episode, Kristin sits down with Millionaires in Medicine's resident student loan expert, Kaitlin Hile, PharmD, BCCP, to break down what's actually new in federal student loan repayment right now, including a major (and temporary) change to autopay, plus a real, all-too-relatable horror story about what can go wrong even when you're doing everything right.

Kaitlin and Kristin walk through exactly what changed with the federal autopay interest rate discount, who actually benefits from this new repayment structure (and who doesn't, mathematically), and what borrowers on Public Service Loan Forgiveness need to know before assuming this helps their bottom line. Then Kaitlin shares a wild personal story involving her own household, a five-figure monthly payment that was never supposed to happen, and hours spent on hold with their loan servicer... plus what it taught her about the risks of setting your loans on autopilot and walking away.

Inside, you'll hear:

• What's actually new with the federal student loan repayment plan and autopay discount, and the exact deadline attached to it
• Whether this new repayment plan benefit helps standard repayment borrowers, PSLF borrowers, both, or neither
• Which loans qualify under the new plan (and which older loan types don't)
• Kaitlin's real story about a recertification error that nearly cost her family thousands in a single month
• Why administrative errors from loan servicers are becoming more common, not less
• What to do if your loans are currently in default
• The truth about the SAVE plan's expiration timeline and how it connects to the new student loan repayment plan rules, plus what happens if you don't make an active choice
• The specific moments in your student loan journey when you should be paying close attention, and when you can safely step back

If you have federal student loans, are pursuing PSLF, or are still sitting on the SAVE plan and trying to understand the new student loan repayment plan landscape, this episode lays out exactly what's changing and what could easily be missed if you're not paying attention.

Ready for a real plan for your income, debt, and investing? Apply to join the MiM Coaching Program here: https://www.millionairesinmedicine.com/coach

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Disclaimer

The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.