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Paying more for investing does not automatically mean you are getting better advice, better products, or better returns. In this episode, Tre breaks down what Canadians should understand about investment fees, advice fees, product costs, commissions, and the difference between active and passive investing. He explains why new fee disclosures matter, how fees can quietly drag down returns, and why investors need to know exactly what they are paying for. This episode is especially useful for professionals, business owners, and DIY investors who want to make informed decisions instead of assuming higher cost means higher quality. The goal is simple: know your fees, understand the value, and stop overpaying for complexity that may not help you.

You’ll learn:

• Why higher investment fees do not always mean better performance
• How active and passive investing costs compare
• What management expense ratios mean in plain English
• Why commission-based products can create conflicts
• How advice fees, product fees, and robo-advisor fees differ
• Why good financial planning should be clear about cost and value

Follow, review, and share the Plain English Finance Podcast with someone who needs to check what they are really paying for financial advice.

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