When it comes to retirement planning, fees aren't necessarily bad—but not understanding what you're paying can be expensive.

In this episode of Optimize Your Retirement, Daniel and Raz take a deep dive into one of the three biggest retirement killers: fees. They explain the different types of investment costs many retirees unknowingly pay, from advisory fees and mutual fund expense ratios to variable annuity charges and investment management costs.

They also discuss how to evaluate whether the value you're receiving justifies the fees you're paying, why low-cost investments aren't always the right answer, and what it really means to work with a fiduciary.

If you've ever looked at your investment statement and wondered where all the fees are hiding, this episode will help you better understand what's happening behind the scenes.

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Contact Us at 1-888-263-4434 (888-263-HGFG)

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About the Show & Hosts: Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi

The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes. Daniel and Imran are the founders of Higher Ground Financial Group.

HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals.