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Nikki covers interest rate volatility, USDA financing changes for manufactured homes, and strategies for maintaining client relationships.

• Interest rates are correcting after last week's tariff-related volatility, settling back into the low sevens and high sixes

• Previous clients are re-engaging in the market due to lease expirations, credit improvements, and life changes

• USDA/Rural Development now allows manufactured homes with 0% down financing, expanding options for rural homebuyers

• Self-employed borrowers changing business structures need to demonstrate "continuity of income" for mortgage qualification

• Real estate professionals should focus on organizing and nurturing their "databank" of contacts through consistent communication

• Staying top-of-mind with clients is crucial as everyone experiences various life changes that can trigger real estate needs

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