エピソード

  • Designing the Next Chapter

    Designing the Next Chapter
    2026/08/22
    In this episode, we kick off with a lighthearted look at a viral news story before diving into the importance of intentional retirement planning. We discuss why designing your next chapter requires looking beyond basic financial strategy to align your spending, health, and personal goals with what you are truly retiring to. Tune in as we share insights on avoiding common spending pitfalls and preparing both mentally and financially for a fulfilling future.
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  • Is It Time to Preserve the Profit

    Is It Time to Preserve the Profit
    2026/08/15
    We reflect on the recent volatility in the financial market and consider whether it is time to preserve profits by adopting a more conservative strategy. By examining the impact of inflation, consumer debt, and rising interest rates, we highlight the potential risks of relying on sustained double-digit market returns. Finally, we emphasize the importance of consulting with financial and tax professionals to create a tailored plan that locks in gains and secures long-term financial stability.
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  • How to Beat the High Cost of Retirement

    How to Beat the High Cost of Retirement
    2026/08/08
    This episode explores the complex process of determining how much money to save for retirement by factoring in lifestyle goals, inflation, and unexpected contingencies like long-term care. The discussion highlights how financial planning incorporates employer matches, various tax-advantaged account options, and lifestyle decisions such as paying off a home or relocating. Ultimately, the conversation stresses the importance of starting to save early and working with a fiduciary to navigate the moving targets of retirement planning.
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  • Distribution Rules for Inherited IRA's

    Distribution Rules for Inherited IRA's
    2026/08/01
    This episode explores the complex distribution and liquidation rules for inherited IRAs under the SECURE Act to help beneficiaries avoid costly excise taxes. Listeners learn about the specific timeline and required minimum distribution differences depending on whether the account is inherited by a spouse or a non-spouse. The discussion emphasizes the importance of proactive estate planning and working with a fiduciary to prevent expensive mistakes during times of grief.
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  • Why You Need the Right Advice: My Dad's Story

    Why You Need the Right Advice: My Dad's Story
    2026/07/25
    In this episode, Barb reflects on her father’s career with the Veterans Administration and shares how a pivotal financial misstep led him to forfeit a valuable federal pension and health benefits. Drawing from his experience as a social worker dealing with PTSD, she explains how receiving the wrong advice altered his retirement security and impacted his health. Tune in to learn why personalized guidance, financial literacy, and fiduciary support are crucial for protecting your long-term benefits and avoiding costly mistakes.
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  • Misconceptions About Your Federal Pension

    Misconceptions About Your Federal Pension
    2026/07/18
    Understanding your Federal Pension is important. It is a lot more complicated that most realize. In this episode Barb breaks down what you need to know to avoid costly mistakes.
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  • Making Money While You Sleep

    Making Money While You Sleep
    2026/07/11
    The ultimate goal of financial freedom is transitioning from working for your money to having your money work for you. This episode pulls back the curtain on passive income, exploring how strategic investments, dividend portfolios, and smart real estate choices can generate steady cash flow. Tune in to learn how to build reliable revenue streams that grow your wealth around the clock—even while you sleep.
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  • Can You Afford to Retire Without Social Security

    Can You Afford to Retire Without Social Security
    2026/07/04
    With constant headlines questioning the long-term stability of Social Security, many pre-retirees are wondering if they can survive without it. This episode tackles the ultimate stress-test scenario: how to build an ironclad retirement income plan relying strictly on your personal savings, investments, and annuities. Tune in to discover the exact strategies needed to bridge the income gap and gain absolute financial peace of mind, independent of government benefits.
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