Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Retirement rarely unravels because of one big mistake; it’s the overlooked details that do the damage. The team at America's Retirement Headquarters takes a clear-eyed look at the real-world factors that complicate retirement planning, from unexpected expenses that strain budgets to the challenge of knowing how much is truly enough to save. The discussion explores why dependable income matters more than account balances, how tax planning shapes long-term outcomes, and what changing healthcare options, especially within the ACA marketplace, mean for retirees today. Throughout the episode, the focus remains on taking a comprehensive view of retirement planning, one that accounts for uncertainty, shifting costs, and the need for financial resilience. Rather than treating retirement as a finish line, this conversation frames it as an ongoing strategy that requires preparation, flexibility, and informed decision-making.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement so that you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if the biggest retirement challenge in 2026 isn’t the market, but how you prepare for it?
In this episode, Nolan Baker breaks down key strategies for navigating the shifting retirement landscape, focusing on ways to separate everyday lifestyle needs from market swings. Nolan will explore how risk management, healthcare considerations, and long‑term care planning shape a more durable approach to your later years. The conversation also highlights why tax awareness and thoughtful income planning matter as retirees face new rules, rising costs, and evolving financial pressures. It’s a grounded discussion designed to help listeners think clearly about the realities—and the opportunities- of retirement in 2026.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement so that you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if the financial landscape of 2026 looks very different from what most retirees expect?
In this episode, President and retirement specialist Nolan Baker explores the shifting market environment facing retirees today. They break down key risks and potential openings in a volatile stock market and explain why separating lifestyle income from market exposure can help bring clarity to long‑term planning. Nolan walks through a practical seven‑step framework designed to organize income sources, prepare for downturns, and build a dependable strategy for covering essential expenses. The conversation also highlights often-overlooked factors, tax strategy, healthcare costs, and long-term care considerations- that can significantly reshape a retirement plan. The episode equips listeners with information and resources to stay proactive as they approach 2026.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Hidden Risks Could Derail Your Retirement. Are You Prepared?

In this episode, Nolan Baker uncovers the silent threats that can jeopardize financial security for retirees in 2026. We explore why relying solely on market performance for income can leave you vulnerable and how a structured income plan creates stability. You’ll also learn why proactive tax planning matters more than ever, given recent legislative changes, and how strategic adjustments can protect your wealth. Tune in for practical insights that help you navigate uncertainty and build confidence in your retirement journey.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if your dream retirement could unravel because of hidden pitfalls?

In this episode, Nolan Baker explores the realities behind retirement planning, beyond just numbers. We dive into the emotional transitions, financial choices, and risk factors that shape life after work. From overspending habits to the challenge of finding structure, discover why a coordinated approach matters. Learn how aligning financial strategies with emotional well-being can help create a retirement that feels secure and fulfilling, without relying on promises, just practical insights.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalised retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Confused about Medicare? You’re not alone.

In this episode of How to Retire, hosts Nolan Baker and Scott Kirchner break down the complexities of Medicare, from enrollment challenges to pitfalls in prescription drug coverage. They explore how recent changes, including the Affordable Care Act’s impact on health care subsidies, are reshaping decisions for retirees. With real-world examples and practical insights, the conversation reveals why understanding these complexities matters for your financial and health security. Tune in for a clear-eyed look at what’s behind the headlines and what it means for your retirement planning.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalised retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Think Social Security will cover your retirement? Think again.

In this episode, we explore the tough realities of relying on government benefits and why establishing a dependable income stream is more crucial than ever. You’ll learn practical strategies for managing taxes, investments, and long-term care, without falling into common traps. Retirement isn’t just about saving; it’s about planning for the unexpected and making informed choices that protect your financial future. Tune in for insights that help you take control of your retirement reality.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalised retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement so that you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if the years just before retirement could make or break your financial future?

In this episode, Nolan Baker dives into why the three-to-five-year window leading up to retirement is the most critical time for planning. Discover strategies to align income streams, optimise taxes, and prepare for healthcare costs, all while safeguarding your investments against market volatility. Our conversation explores how a coordinated approach can help you transition smoothly into retirement with confidence and clarity. Whether you’re nearing retirement or advising someone who is, this discussion offers practical insights to strengthen your financial foundation.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalised retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.