Matt Naylor is joined by Brett Morris, founder of the Samaritan Fund, to discuss how a simple but transformative idea is helping employers reduce healthcare costs while providing financial relief to members facing serious illnesses. Brett shares his journey from financial advisor and employee benefits consultant to entrepreneur, explaining how firsthand experiences with rising medical costs inspired him to build a compliant program that connects patients with charitable funding. The conversation explores the power of innovation in self-funded healthcare, the importance of protecting patients during life's most difficult moments, and how data, technology, and purpose-driven leadership are enabling the Samaritan Fund to create meaningful impact for employers and families across the country.

Matt Naylor is joined by Heather Reimer, Vice President of Key Accounts at Gallagher, to discuss her journey through nearly every corner of the healthcare industry—from provider billing and credentialing to third-party administration and employee benefits consulting. Heather shares why she believes employers need more innovative funding strategies, how consultants can help organizations move beyond fully insured plans, and what initially drew her to Crumdale's approach to integrated healthcare solutions. The conversation explores the importance of trusted partnerships, transparency, consistent execution, and data-driven reporting, while also examining the future of employer healthcare, rising pharmacy costs, and the leadership principles that create lasting impact for clients and teams alike.

Matt Naylor sits down with Kevin Reid, SVP of Crumdale Specialty's Stop Loss & Sales Operations, to discuss the evolving stop loss insurance market and why employers need to think beyond price when designing self-funded health plans. Kevin reflects on his unique career journey across healthcare providers, insurance carriers, and brokerage firms, explaining how those experiences shaped his perspective on cost containment and plan design. Together, they explore the growing pressures facing the stop loss market, the importance of aligning incentives across employers, brokers, TPAs, and carriers, and how data, AI, and proactive claims management can reduce costs while improving outcomes. The conversation also highlights the leadership principles, partnerships, and long-term vision driving Crumdale's approach to transforming employer healthcare.