National headlines predicted a crash for Albuquerque real estate, but the data tells a different story. In Episode 571, Tego and Tracy Venturi dive into the gold standard FHFA data to reveal how home values actually performed in 2025 and what the 2026 outlook looks like for New Mexico homeowners.

We are also breaking down a major shift in borrowing: mortgage rates have quietly dipped below 6%, with FHA rates hitting as low as 5.65%. If you have been waiting for a sign to enter the market, this quiet drop in rates has significantly increased your buying power compared to this time last year.

In this episode, we cover:

- The Realtor.com Debunk: Why national experts missed the mark by 8 points on Albuquerque's appreciation. - Rate Watch: Mortgage News Daily shows a drop to 5.99%, and we discuss what this means for the spring warm-up. - New FinCEN Rules: A critical update for cash buyers and entities regarding new residential reporting requirements starting March 1st. - Building Custom: Insights on finding land in Albuquerque and the hidden costs of engineering and dirt work.

TIMESTAMPS:

00:00 – Intro: Albuquerque Real Estate Talk Episode 571

01:23 – Interest rates: Under 6% and FHA at 5.65%

04:48 – Home Prices: 2025 appreciation results from FHFA

05:40 – Debunking Realtor.com’s crash prediction

07:51 – Seasonal trends: Will interest rates rise this spring?

09:30 – 2026 Forecast: Top 100 markets and Albuquerques outlook

11:18 – New Construction: Finding land and hiring builders in New Mexico

13:00 – North Albuquerque Acres: Arroyos and flood zone implications

16:05 – Expert Land Advice: Why you need a builder to walk the lot

19:02 – FinCEN: New residential reporting requirements for 2026

20:49 – Tegos AI Compliance Tool: How to use abq.re/fincen

24:20 – Open Houses: New listings and touring homes this week

Contact the Venturi Group: Call: 505-448-8888 Visit: welcomehomeabq.com