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Welcome to my Monday Market Update for the week of August 4th with Nikki Erickson from Kevnik Mortgage! This week we have one of the most practical and important episodes we have done yet — the questions every listing agent should be asking when they receive a buyer's pre-approval letter. Most agents call the lender and ask "are they good to go?" That is not enough. And this week Nikki breaks down exactly what to ask and why — including questions that could save your deal from falling apart at the last minute.

This week we are covering:

✅ Interest rate update — back into the upper sixes and what is driving the volatility

✅ The 5 questions every listing agent should ask when they receive a pre-approval letter

✅ Has the lender reviewed income and assets or just pulled credit?

✅ Has employment actually been verified not just stated by the borrower?

✅ Has the file gone through the automated underwriting system and what does that mean?

✅ Have any conditions been identified that could delay closing?

✅ Is the buyer approved on estimated or property specific numbers?

✅ What variable income is and why it matters more than most agents realize

✅ How to look up any lender on the NMLS Consumer Access website before you trust them with your clients

✅ Why Nikki does rescue missions for incorrect pre-approvals more than you would ever expect This is the kind of information nobody teaches real estate agents. And knowing it will make you a better advocate for your clients and a more professional agent in every single transaction.

🔗 NMLS Consumer Access Website: www.nmlsconsumeraccess.org

📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram: @mortgagesfrommntoaz

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Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

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With Gratitude -

Angie Gerber
angiegerber@gmail.com

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