Joining this edition of the ABA Fraudcast is the internet star who has built one of the more unlikely success stories on the web. The software developer and content creator known as Kitboga has attracted nearly 4 million YouTube subscribers and counting, with hilarious videos of phone conversations with fraudsters themselves in which he uses humor and a deep knowledge of scammers' tactics to waste their time, disrupt their schemes and expose their tactics.

This episode is a great introduction to ABA Fraudcast host Paul Benda's session with Kitboga at the ABA AML and Fraud Conference, Oct. 13-15, 2026 in Arlington, Virginia. Details can be found at aba.com/training-events/conferences. Check out ABA's updated Banks Never Ask That campaign, where consumers and bankers can learn about ways to stop fraud.

Find out more about today's guest at Kitboga.com and @KitbogaShow on YouTube. Kitboga is also co-founder of the National Fraud and Exploitation Intelligence Network and CEO of Seraph Secure.

The video version of ABA Fraudcast is also available on YouTube. Host of the ABA Fraudcast is Paul Benda, EVP, risk, fraud and cybersecurity at American Bankers Association. Visit us at aba.com/fraudcast.

In this episode of the ABA Fraudcast, Google's David Caragliano joins ABA's Paul Benda to discuss how stronger advertiser verification can help prevent online scams, including bank impersonation and fraudulent financial services ads. Caragliano, who leads ad safety policy at Google, explains how advertiser verification, digital identity and modernized registries enable platforms to identify and block unauthorized ads before they reach consumers. ABA offers resources to help banks prevent, identify, measure and report fraud, and to serve and protect consumers. Follow the ABA Fraudcast on Apple Podcasts, Spotify or other podcast apps.

Learn how one community bank is informed by experience as well as by its commitment to plenty of caring and one very smart questionnaire when faced with suspected targeting of bank customers by fraudsters. "Scammers are spectacular at telling the story and making our customers believe it," says Margi Fleming, SVP and chief administrative officer of The Citizens Bank, based in Florence, South Carolina, Paul Benda's guest on this edition of the ABA Fraudcast. Fleming discusses why wire fraud — a scheme to deceive another party for financial gain carried out by transmitting false or misleading information through interstate electronic communications, including email, phone or online channels — is a particularly difficult challenge because the bad guys are influencing the actions of victims remotely.

ABA offers resources to help banks prevent, identify, measure and report fraud, and to serve and protect consumers. Follow the ABA Fraudcast on Apple Podcasts, Spotify or other podcast apps.

Host of the ABA Fraudcast is Paul Benda, EVP, risk, fraud and cybersecurity at American Bankers Association.

Ben Chance of Early Warning Services, the bank‑owned company that provides fraud detection services and operates the Zelle network, joins host Paul Benda on this edition of the ABA Fraudcast to talk about not just the very recent history of fraudsters targeting banks and consumers, but how fraud fighters are learning to fight effectively.

ABA offers resources to help banks prevent, identify, measure and report fraud, and to serve and protect consumers.

Follow the ABA Fraudcast at the ABA Banking Journal, Apple Podcasts, Spotify or other podcast apps.

Host of the ABA Fraudcast is Paul Benda, EVP, risk, fraud and cybersecurity at American Bankers Association.

On the latest episode of the ABA Fraudcast — a crossover episode with the ABA Banking Journal Podcast — ABA's Rob Nichols and Paul Benda provide several updates on ABA's work to reduce the incidence and cost of fraud for bank customers. Among other topics, they highlight:

• Their recent participation in the United Nations and Interpol Global Fraud Summit. "O

Paul Benda's guest on this episode of the ABA Fraudcast describes how social media platforms are capable of stopping use of their sites to host large-scale scams but do not do so because of weak incentives, limited liability and, as recent reporting has revealed, a reluctance to disable an enormously successful business.

"This is an incredibly lucrative industry," says Katie Paul, from the Tech Transparency Project. Social media platforms are "completely capable" of addressing these issues, she adds, and describes how the banking industry can take steps to protect itself and its customers.

More information from ABA for banks about the recently introduced SCAM Act is here and here. ABA offers resources to help banks prevent, identify, measure and report fraud, and to serve and protect consumers and their financial data..

Follow the ABA Fraudcast on Apple Podcasts, Spotify or other podcast apps. If the player above is not visible, listen to this episode here.

Host of the ABA Fraudcast is Paul Benda, EVP, risk, fraud and cybersecurity at American Bankers Association.

Generative AI is making identity fraud and social engineering easier, cheaper and more scalable — especially through deepfakes, synthetic identities and other emerging AI-agent risks — so traditional ID verification is increasingly unreliable.

Discussing these challenges for banks on this episode of the ABA Fraudcast with Paul Benda of the American Bankers Association are Jeremy Grant of the Better Identity Coalition and John Carlson, senior vice president for cybersecurity regulation and resilience at the American Bankers Association.

Two recent papers are referenced in this episode: Mitigating AI-Powered Attacks Against Identity and Authentication, intended for financial institutions, cybersecurity and fraud professionals, AI service providers, telecommunications companies and policymakers at regulatory agencies and in legislative bodies who are responsible for safeguarding identity systems and mitigating the risks posed by Gen AI; and Recommendations for Policymakers: Mitigating AI-Powered Attacks Against Identity and Authentication, both authored by Financial Services Sector Coordinating Council's Artificial Intelligence and Identity and Authentication Workstream (AI-IA), which was co-chaired by the American Bankers Association and Better Identity Coalition.

For ABA's fraud prevention resources go to aba.com/protectyourmoney. ABA's scam prevention campaigns #BanksNeverAskThat and #PracticeSafeChecks are newly updated as well. The ABA Foundation's Protecting Older Americans page includes useful resources to assist the fight against elder financial exploitation and additional increasing threats.

ABA Fraudcast host is Paul Benda, EVP, risk, fraud and cybersecurity at American Bankers Association.

The federal government is on the hunt for financial system fraudsters. In 2017, the U.S. Secret Service criminal investigative division created the Global Investigative Operation Center, as a "support and coordination hub for large scale and multi-jurisdictional investigations," says Josh Fuerst, supervisory special agent for the USSS. On this episode of the ABA Fraudcast, Fuerst and ABA's Paul Benda discuss fraud trends such as impersonation of government employees and even of federal law enforcement.

For ABA's fraud prevention resources go to aba.com/protectyourmoney.

ABA's scam prevention campaigns #BanksNeverAskThat and #PracticeSafeChecks are newly updated as well. The ABA Foundation's Protecting Older Americans page includes useful resources to assist the fight against elder financial exploitation and additional increasing threats.

ABA Fraudcast host is Paul Benda, EVP, risk, fraud and cybersecurity at American Bankers Association.