A Thousand Small Fixes That Might Actually Work. Conversation with Jack Farrell.
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In this episode, research attorney with YIMBY Law Jack Farrell came back to the podcast to walk us through the newly passed Road to Housing Act.
This sprawling, three hundred eighty-one-page bill is made up of small technical fixes. For Jack, that's a good sign: the sheer number of granular changes suggests that the authors understand how housing programs work on the ground.
We cover the highlights: grant programs that now prioritize ADUs, missing middle housing, and single-stair reform; a fix that makes manufactured homes cheaper to build; the unlocking of Community Development Block Grant funds for affordable housing; and a change that cuts duplicate inspections for properties using multiple federal funding sources. We also dig into the bill's attempt to cap how many single-family homes big institutional investors can own — and why the data suggests Wall Street landlords aren't the main cause of high home prices. And, for a complete fun fact — there is a provision inside a housing bill that has nothing to do with housing: a ban on the U.S. ever creating its own central bank digital currency.