A Short History Of Canadian Real Estate Pt. 1
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A Short History Of Canadian Real Estate Pt. 1
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Canada has never had a housing market, it has a housing policy, and the market is what happens downstream. Part 1 traces 100 years of deliberate decisions: 50% down mortgages that detonated in the Depression, CMHC inventing leverage in 1954, the 1972 tax exemption that made your house the best shelter you can own, and the two supply engines we switched off (MURB in '81, social housing in '93) while turning every demand dial to eleven, ending at zero down and 40-year amortizations in 2006.
Also: 21% rates, Toronto's 1989 crash and 13-year recovery, and the map moving from Montreal to Toronto to Vancouver.
Part 2 coming.
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