Amex points are some of the easiest to accumulate a lot of. They can be transferred to a long list of hotel and airline partners. I love using these for international flights! Tthe secret to getting more value from your points is transferring points out of your Amex and to partner programs, then booking directly through that program.

Amex Personal Credit Cards

• The order of the personal card applications is important!
• Amex Green--> Amex Gold --> Amex Platinum
  • Amex Gold earns 4x on groceries and dining
  • Referral Link for Amex Gold: American Express
• Co-branded cards: Hilton, Delta, Marriot

Amex business cards

• Blue business- $0 annual fee! SUB 15,000 for 3,000 in 3 mo, 2x on all purchases up to 50K per year. 0% APR for 12 mo
• Business Gold- Spend $15,000 in 3 months- up to 200,0000
• Business Platinum - Spend $20,000 in 3 months

Rakuten!

· Rakuten Referral link: www.rakuten.com/r/COURTN29066?eeid=28187 Sign up to earn $50 (5,000 points) after spending $50

· Sign up, go to bottom right corner for account à Choose how you get paid à select Amex points. You need your PHYSICAL Amex card to be able to do this (the mobile one you get right when you are approved will not work!).

· If you already have an account you can change the way you are paid from cash to Amex points. This is so powerful because you will get WAY more value from the points than the cash. For example- Shutterfly 20x on Black Friday. Spent $400 on photo albums- 20% cash back is $80. 20x is 8,000 points! You can get a flight from US to Europe for as low as 6,000 points on Virgin Atlantic. Add in a transfer bonus and you are getting WAY more than $80 in value.

Amex points are versatile and can be easy to rack up quickly! They are a great asset to your points profile, and pairing with Rakuten can seriously boost your earnings. Join me next time to hear about how to redeem your Amex points for the greatest value.