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Insurance has quietly become one of the biggest expenses for California apartment owners — and most investors don't realize how much they're overpaying. In this episode, Juan Huizar (President of Sage Real Estate) sits down with Zach of INM Insurance to break down why apartment insurance premiums have DOUBLED since 2023, why carriers like Nationwide and State Farm pulled out of California, and exactly what you can do to protect your cash flow and your building's value.

Whether you own a 4-plex or a 12-unit apartment building, this conversation gives you a real playbook: what to send for a competitive quote, the electrical panels that get policies canceled, admitted vs. non-admitted carriers, habitability claims, the California FAIR Plan, and why letting your coverage lapse can cost you everything.

👉 Get in touch with Juan
(562) 307-0838
https://sageregroup.com/team/juan-huizar/

👉 Get in touch with Zac
(562) 493-3756
https://www.inminsurance.com

Juan is a Licensed California Real Estate Broker that has acquired his Certified Commercial Investment Member (CCIM) designation and a Real Estate Investor who is dedicated to helping people build wealth and financial independence through real estate investing.

Website: www.SageREGroup.com

Phone: 562-307-0838

Instagram: https://www.instagram.com/multifamilylongbeach/
Facebook: https://www.facebook.com/SageRegroup/
LinkedIn: https://www.linkedin.com/in/juanhuizar-sagerealestate/

YouTube: www.youtube.com/sagerealestate

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