Most people assume their employer is handling their retirement investments wisely. They're not looking at the details. They're not asking questions. And according to Michael Dillard, that one assumption could be costing them over $700,000 by the time they retire.

In this episode, Michael sits down with a real client and walks through her actual 401(k) statement live — and what they find is eye-opening. A fund earning just 1.6% sitting right next to one averaging 15.55% over 10 years. Bonds that lost value in 2022. And a default asset allocation her employer chose for her that she never questioned.

This is the conversation most financial advisors aren't having with you — and it could change the trajectory of your retirement.

🎙️ In this episode you'll learn:

• Why your employer's "default" investment fund may not be the best option for you
• The real difference between a bond and a growth fund — explained in plain English
• How to read your asset allocation statement and know what questions to ask
• Why a fund with no 10-year history is a red flag you should never ignore

If you've never looked at your asset allocation, this episode is your wake-up call.

🎁 Access the FREE SAVER Vault for tools and resources to help you stop living paycheck to paycheck: michaeldillard.org

#PersonalFinance #401k #RetirementPlanning #SAVERPodcast #Investing #FinancialFreedom