51. Women, Wealth & Influence: How Chantal Built a Brand AND a Career
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In this episode of Talk Wealthy To Me, Michelle and Chanti talk about the real money lessons behind the highlight reel: from pricing your work as a kid entrepreneur in the Dominican Republic, to reviewing loans as a banker, to monetizing content as a creator without 100K followers.
They dig into:
- How a 12-year-old jewelry “side hustle” turned into a masterclass in pricing, margins, and labor
- What commercial bankers actually look for when you apply for a loan (and the instant red flags)
- Why W-2 income is king for lending—and how that compares to entrepreneurship
- The biggest mistake small business owners make with cash and underreporting
- Why your credit score is your financial reputation (and why the story behind it doesn’t show up on the application)
- The truth about “cash is king” in 2025 and what really matters instead (liquidity + access)
- How to start monetizing your social media without a massive audience
- Brand deals, UGC, and why some creators with 4K followers earn more than those with 40K
- Separating your influencer income with an LLC, clean bookkeeping, and tax planning
- Why not every passion needs to be maximized for profit—and how to decide what’s for money vs. what’s for joy
- Turn your creativity into an actual revenue stream
- Walk into the bank as a stronger borrower
- Protect your credit score and borrowing power
- Build multiple income streams without burning out
Connect with Chantal:
Let's Chisme with Chanti: https://www.letschisme.com/
Instagram: @letstrythingsconchanti
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Finance 101 is officially open — and this holiday season, you can gift financial literacy AND make double the impact.
Every purchase of our Finance 101 Course will not only raise up a woman in need, but also activate one TinySuperhero — a child facing chronic or terminal illness who needs hope. We’re on a mission to activate 100 TinySuperheroes by the end of the year. Help us get there.
Check out the link below to give, grow, and make an impact: https://womeninwealth.thrivecart.com/women-in-wealth-finance-101-falledit/
Connect with Michelle at Women In Wealth: https://www.instagram.com/women_in_wealth
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