In this episode of Drip Trickle Flow Flood, we dig into a headline that could reshape everything: women are poised to inherit an estimated $47 trillion of the projected $124 trillion wealth transfer.

We unpack what that shift means for women, and for the financial industry, financial advisors, investing strategies, and even the kinds of businesses that may thrive next. If the money is changing hands, the systems around it will have to change too… and the big question is: is the finance industry ready?

This conversation covers representation in financial services, how firms market to women (or fail to), why being heard matters as much as returns, and where women may choose to invest when they finally have a bigger seat at the table.

1. A massive wealth shift is coming, and the industry isn’t ready yet.
2. The episode highlights how women are expected to receive a major portion of the upcoming wealth transfer, while financial advising remains male-dominated. That gap creates a real opportunity (and a real problem) for firms that don’t evolve.
3. Representation matters, but so does how advisors communicate.
4. It’s not only about hiring more women (though that matters a lot). It’s also about advisors of any gender learning how to engage women clients without assumptions, including who the “decision maker” is when couples walk in the door.
5. We don’t fully know women’s investing behavior… because women haven’t always been in the room.
6. It’s hard to draw conclusions about “how women invest” when so many women have historically been excluded from the networks and spaces where investing opportunities happen.
7. This shift could change where money goes, from industries to asset classes.
8. We explore how increased female control of wealth could shape investment choices (risk tolerance, industries, goals-based planning), and even spending patterns, which can influence market trends and business opportunities.
9. This is a career and business opportunity, especially for women.
10. As money changes hands, many people will look for new advisors and a more values-aligned “money team.” We point out that finance careers (advisors, bankers, accountants, real estate investing) may become even more in-demand, and the human element will still matter.

Our Links

Tony’s website

Melissa’s website

Drip Trickle Flow Flood T-Shirts

We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting.

Grab yours!

Rate and Review

If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening!

Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life.

https://driptrickleflowflood.substack.com/

Disclaimer:

The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial,...