36: You've Been Paying to File Your Taxes for No Reason
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36: You've Been Paying to File Your Taxes for No Reason
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概要
Tens of millions of Americans pay to file their taxes every year, even though most of them qualify to do it for free.
This episode breaks down how the tax prep industry spent twenty years lobbying against free filing, hiding free options from search engines, and designing websites to push you into a paid tier. You'll get a breakdown of the options that actually cost zero dollars: IRS Free File (now with an $89,000 AGI limit for 2025 returns), Cash App Taxes, VITA, and MilTax. And the Free Filing Finder, a four-question decision tool, tells you exactly which one fits your situation before April 15th.
If you've handed over a hundred or two hundred dollars to TurboTax on a simple return, this one's for you.
Get my free guide to where to spend your next dollar: https://stan.store/YMOEM/p/get-the-easy-mode-money-ladder-now
Get my guide on how to destroy your debt: https://stan.store/YMOEM/p/get-the-easy-mode-guide-to-destroy-your-debt
Chapters
00:00 Millions are Paying for Free Filing
02:00 The Rigged Game
05:57 The "Free Filing" Lie and How to Spot It
11:30 What IRS Free File Actually Is
14:41 Direct File: RIP
15:50 The Other Truly Free Options
20:49 The Free Filing Finder
26:02 Summary and Key Takeaways