『25: Rich Friends and Why You Need Them (But Don't Invite Them to Thanksgiving)』のカバーアート

25: Rich Friends and Why You Need Them (But Don't Invite Them to Thanksgiving)

25: Rich Friends and Why You Need Them (But Don't Invite Them to Thanksgiving)

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  Welcome to Broke is Boring. The podcast where we stop glorifying the struggle and start talking about what really matters. Freedom, living life on your own terms and the money you need to make that happen. We're your hosts, Tiffany and Jane, and we're two mamas who love making money and spending it on the things that truly matter to us. So pull up a seat at our table and let's get into it because Broke is boring and we are here to prove that money does in fact buy happiness. 1, 2, 3.  Welcome back to Broke is Boring. Today we're gonna talk about the truth about rich friends, why you need them, and why your circle impacts your ceiling. Ooh, this is such a good one and really was gonna, is gonna stretch some people because we have discussed a lot about growth mindset in other podcasts and now today, I think we really need to focus on that, leaning into that paying for proximity thing. You are the average of the five people you spend the most time with. We've heard that saying over and over and over again. Take inventory, like pause this if you need to, and name those people that you spend the most time with. And then are those people who bring you up, bring you down or keep you stagnant? I would say they probably don't even need to pause it. You know who you're thinking of and we're here to tell you, perhaps it's time to cut some ties. I always wanna be in a room with people who are smarter than me, who are wealthier than me, who I can learn something from. Because when you are at the top of anything, you're only pulled down, like you fall to the level of wherever the, the weakest link is. Right. I. Want to even clarify wealth here because I have friends in our circle who are significantly more financially wealthy than Mark and I now. We still inspire those couples because of our time wealth, and so we are able to learn from each other in those scenarios, and so it's really important to. Understand where you want to go and make sure you're aligning your circle with those goals. And I think even being on this world cruise has really opened us to a lot of new people because you don't end up on a world cruise unless you've done something that other people don't do, because this is not something that everybody just has all the time in the world for, or the finances to go be able to do. And it's really cool to meet people on this ship and learn their story. Like, Hey, how did you end up here? We've met people who are pro athletes. Mm-hmm. And people who have these incredible companies that they've built. And I just love hearing their stories and learning from them. Yeah, so that's certainly a pay for proximity example. Right? But the thing I have actually really enjoyed about our time on that World Cruise is that I am also validated that there are other young families on this planet making the same decisions as me. Not as many Americans as I would like, but I think we're trending in that direction. And so it has been a wonderful experience learning from other people and also being validated in our decision to take a big trip like that. So one of my all time favorite books, like Truly My Top Three is a book called The Top 10 Distinctions Between Millionaires and the Middle Class, and so I just wanna kind of talk about some of those key points in that book because it really hits home and just shows you like who you're surrounded by. 100 per. Scent affects your success in life. You have recommended Keith Cameron Smith's book to me at least three times and so now it needs to go to the top. So we're gonna talk about it today, but I need to really dive in and, and read it. Just, yeah, what are you doing? Not like you don't have time. What's the plan? Oh my God. Okay, so the first one that, and, and this book is just a bunch of one-liners. So actually we were just talking about like, do you listen to podcasts and audio books? Regular speed, one x, two x, whatever. This book I had to actually listen to in real time because there was so many just truth bombs. I had to have a minute to digest them literally. So if I am listening to an audio book that is just like. Golden and delicious. I immediately have to buy the hard copy because I have to underline, highlight. I need to own it in my personal library because it's part of my love language to be able to share that with others. Okay, you need this book? Then I'll write for you. This is, this is a hard copy situation. Okay? The first thing is millionaires think long term. The middle class thinks short term. So in this, the poor mindset is thinking day to day, middle class mindset is thinking month to month. And millionaire mindset is thinking perhaps years in advance. Decade to decade Yep. Is what he says. Yeah. All right. This one is so true. Okay. Millionaires talk about ideas and the middle class talks about things and people, Ooh, baby, I, if I am at brunch with some friends, I wanna talk about business and not boys. That's a T-shirt. Hello. Business over boys....
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