Welcome back to another episode of the 360 Money Matters Podcast!

In this episode, Billy and Andrew In this episode, Billy and Andrew explore why the traditional retirement model—work until 65, collect your gold watch, live on age pension—is completely obsolete for the next generation. They unpack the real reasons retirement looks so different now: property costs, extended mortgages, lifestyle expectations, and longer lifespans have fundamentally shifted the goalposts.

If you're wondering whether you'll actually retire, or how your retirement might look different from your parents', this episode breaks down what's changed, why it matters, and what you actually need to do about it.

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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706

Episode Highlights

• Why the old retirement model no longer works

• How mortgages became a 30+ year burden requiring two incomes

• The cost of living and lifestyle expectation squeeze

• Why you're living longer but have less time to build wealth

• Inheritance as a requirement, not a bonus and the wealth inequality gap

• Technology enabling extended working careers (by choice and necessity)

• The strategies that still work and why you need a personalized plan

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