Welcome back to another episode of the 360 Money Matters Podcast!

In this episode, Billy and Andrew unpack the subscription economy and why it has become one of the biggest hidden threats to household budgets. From streaming services and AI tools to meal deliveries, memberships, and recurring payments, they explain how convenience has made spending almost invisible.

They share practical strategies for identifying subscription creep, auditing your expenses, and deciding which services genuinely add value to your life. Most importantly, they discuss how to redirect the money you save toward goals that actually improve your financial future.

Listen now to discover where your money may be quietly disappearing and how a few small changes could free up hundreds of dollars each month.

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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706

Episode Highlights

• Why subscription services are creating "death by a thousand cuts" for household cash flow

• How convenience and automation remove the pain of spending

• The hidden cost of multiple streaming services, apps, memberships, and recurring payments

• Why higher-income earners often experience the biggest subscription leakage

• A simple process for reviewing and categorising your subscriptions

• Why cancelling subscriptions is easier than most people think

• How to turn subscription savings into wealth-building opportunities

• The importance of spending intentionally instead of spending by default

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