Welcome back to another episode of the 360 Money Matters Podcast!

In this episode, Billy and Andrew cut through the noise to bust the most common financial advice myths they hear from clients every single day: the beliefs that feel safe, sound reasonable, and are quietly keeping you from building real wealth.

From waiting for the "right time" to invest, to assuming property always wins, to ignoring your super because you can't touch it, these myths aren't just wrong, they're expensive. And the fix is simpler than you think.

If you've ever caught yourself making any of these excuses, this episode is your mirror moment.

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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706

Episode Highlights

• Why "I'll invest when things settle down" is just uncertainty dressed up as strategy

• The property vs. shares debate and why the data might surprise you

• Pay off the mortgage first, then invest: why waiting 20–30 years is a wealth creation trap

• Superannuation the most powerful wealth vehicle most people ignore

• Why holding too much cash is also a financial mistake

• "I don't earn enough to invest yet" — and why $50 a week is all it takes to start

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