Welcome back to another episode of the 360 Money Matters Podcast!

In this episode, Billy and Andrew tackle the paradox plaguing middle-class households: wages are up, but financial stress is higher than ever. We explore the hidden forces draining your wallet—from subscription creep and lifestyle inflation to housing costs and Australia's tax burden—and why it's exponentially harder to manage money today than even a decade ago.

This episode unpacks why middle-class Australians are experiencing the squeeze despite rising incomes—and what you can do about it.

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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706

Episode Highlights

• Why the "middle-class squeeze" hits hardest between upper and lower income brackets

• How businesses have become smarter at getting you to spend without noticing

• The real cost of social media comparison and lifestyle creep

• Why housing and taxation are compounding the problem

• Practical strategies to prioritize financial flexibility over lifestyle optimization

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