20 - Adapt or lose relevance. Daniel Cronin, Integrated Finance, on the future of banking
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20 - Adapt or lose relevance. Daniel Cronin, Integrated Finance, on the future of banking
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What will it take for banks to stay relevant as AI changes how people discover, access and interact with financial services?
In this episode of tell.talks, Daniel Cronin, serial fintech founder and co-founder of Integrated Finance, explores why traditional routes to market are losing their power and why the next generation of banking must be machine readable.
Dan shares why tier two and tier three banks are being squeezed by hyperscalers and Banking as a Service providers, why launching an account is not a business model in itself, and how AI could fundamentally change the way customers interact with their money.
From agent-controlled spending to hyper-specialised financial services, Rob speaks with Dan about the infrastructure, distribution and thinking banks need for what comes next.