19 - Regulation isn't slowing innovation. Uncertainty is. Lorraine Mouat on getting regulation right
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19 - Regulation isn't slowing innovation. Uncertainty is. Lorraine Mouat on getting regulation right
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Does regulation really hold innovation back, or is uncertainty the bigger problem?
In this episode of tell.talks, Lorraine Mouat joins us to unpack the relationship between regulation, risk and growth in financial services.
Drawing on experience from both inside financial services firms and regulatory consultancy, Lorraine shares why businesses can become too focused on second-guessing the regulator, what proportionality really means, and why a perfect-looking risk register isn't necessarily a good one.
We also explore the need for better dialogue between firms and regulators, what good governance looks like in practice, and the new challenges emerging as AI, embedded finance and open banking continue to evolve.
A practical conversation about getting regulation right, without letting it stop businesses moving forward.