The one where Fern and Nat dive headfirst into the absolute chaos that is Christmas shopping season. From packed stores that feel like Olympic events, to online shopping, nothing is safe from the holiday spending spiral.

They unpack the pressure of buying the perfect gift (and why it somehow never feels like enough), the guilt of budgets being blown, and the mental gymnastics of saying, “It was on sale, so technically I saved money.” Fern leans fully into the “Christmas magic costs money” mindset, while Nat tries (and mostly fails) to be the voice of financial reason.

The conversation hits on emotional spending, last-minute panic buys, and the unspoken competition of who gave the best gift. They also get real about balancing generosity with boundaries—especially when you want to get the best gift, wallets being slim, and every store is packed.

Of course, it wouldn’t be Limitless Table Talk without laughs, relatable confessions, side tangents, and a few “we probably shouldn’t admit this” moments. Whether you’re a planner, a procrastinator, or someone currently hiding Amazon packages from your spouse, this episode will make you feel seen.

Because at the end of the day, Christmas isn’t about what you spend—it’s about who you’re spending it with……but also why did wrapping paper cost that much?